Muskegon Federal Credit Union

Headquarters: Muskegon, Michigan
Charter: Credit Union
Assets: $80.8M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Muskegon Federal Credit Union: $30
Muskegon Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Muskegon Federal Credit Union: $3
Muskegon Federal Credit Union: $3
U.S. median: no median
Stop Payment
Muskegon Federal Credit Union: $25
Muskegon Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Muskegon Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Service Charge$5
per month
Account Reconciliation/Account Research Charge$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Account Research Charge | $20.00 per Hour
Wrong Address Charge$5
per month

Overdraft & NSF

Courtesy Pay Charge$30
per item

ATM & Card

ATM Service Charge$3
per item

Check Services

Cashiers Check Charge$3
per item
Money Orders$3
per item
Stop Payment Charge$25
per item
Starter/Temporary Checks$4
Check Cashing Charge$5
Check Cashing Fee$10
per item
Check Copy Charge/Substitute Check Copy Charge$6
per item

Digital & Electronic

NSF Service Charge/Returned Check Charge/ACH Return Charge$30
per item
Bill Pay-Inactive Fee-If there is not at least 1 transaction done in the month$5
per month

Cash & Deposit

Visa Cash Advance$10

Account Services

Garnishment/Levy/Subpoena of Member Records$50
per item

Lending Fees

Appraisal$400

Other Fees

Skip A Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Service Charge	$5	per month	None
Account Reconciliation/Account Research Charge	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Account Research Charge \| $20.00 per Hour
Wrong Address Charge	$5	per month	None
Overdraft & NSF
Courtesy Pay Charge	$30	per item	None
ATM & Card
ATM Service Charge	$3	per item	None
Check Services
Cashiers Check Charge	$3	per item	None
Money Orders	$3	per item	None
Stop Payment Charge	$25	per item	None
Starter/Temporary Checks	$4	Not stated	None
Check Cashing Charge	$5	Not stated	None
Check Cashing Fee	$10	per item	None
Check Copy Charge/Substitute Check Copy Charge	$6	per item	None
Digital & Electronic
NSF Service Charge/Returned Check Charge/ACH Return Charge	$30	per item	None
Bill Pay-Inactive Fee-If there is not at least 1 transaction done in the month	$5	per month	None
Cash & Deposit
Visa Cash Advance	$10	Not stated	None
Account Services
Garnishment/Levy/Subpoena of Member Records	$50	per item	None
Lending Fees
Appraisal	$400	Not stated	None
Other Fees
Skip A Payment	$25	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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