Awakon Federal Credit Union

Headquarters: Onaway, Michigan
Charter: Credit Union
Assets: $202.7M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Awakon Federal Credit Union: $25
Awakon Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Awakon Federal Credit Union: $25
Awakon Federal Credit Union: $25
U.S. median: no median
Stop Payment
Awakon Federal Credit Union: $25
Awakon Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Awakon Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Accounts Closed before 90 days$5
Dormancy$5
per month
Account Research/Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (Bad Address)$5

Overdraft & NSF

Overdraft Privilege Standard or Extended Coverage (audience not stated, treated as personal)$25
per item
NSF each item$25
per item
NSF/preauthorized withdrawal$25

ATM & Card

Replace a VISA Card$5
Replace an ATM or Debit Card$5
International Transaction Fee1%of the transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfers: Outgoing International$35

Check Services

Money Order$1
Stop Payments$25
Collection Item$20
Copy of Draft$5

Digital & Electronic

Easy Pay Bill PayNo charge

Account Services

Notary Fee: free- members$5
Garnishment/Levy Processing$35

Other Fees

Fax$1
per item
Photocopy$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Accounts Closed before 90 days	$5	Not stated	None
Dormancy	$5	per month	None
Account Research/Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (Bad Address)	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege Standard or Extended Coverage (audience not stated, treated as personal)	$25	per item	None
NSF each item	$25	per item	None
NSF/preauthorized withdrawal	$25	Not stated	None
ATM & Card
Replace a VISA Card	$5	Not stated	None
Replace an ATM or Debit Card	$5	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Outgoing International	$35	Not stated	None
Check Services
Money Order	$1	Not stated	None
Stop Payments	$25	Not stated	None
Collection Item	$20	Not stated	None
Copy of Draft	$5	Not stated	None
Digital & Electronic
Easy Pay Bill Pay	No charge	Not stated	None
Account Services
Notary Fee: free- members	$5	Not stated	None
Garnishment/Levy Processing	$35	Not stated	None
Other Fees
Fax	$1	per item	None
Photocopy	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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