Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Awakon Federal Credit Union

Onaway, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF each item$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source
NSF/preauthorized withdrawal$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM or Debit Card$5Above the typical range ($1–$2.50 nationally)
$3.25 above the national median
Source
Replace an ATM or Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Wire TransfersVerified

Wire Transfers: Outgoing International$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Money Order$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
Stop Payments$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Account ServicesVerified

Garnishment/Levy Processing$35Within the typical range ($30–$75 nationally)
$15 below the national median
Source
Notary Fee | free- members/$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Other FeesVerified

Photocopy$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
NSF each item	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	—	Source
NSF/preauthorized withdrawal	$25
ATM & CardVerified
ATM or Debit Card	$5Above the typical range ($1–$2.50 nationally)	$3.25 above the national median	—	—	Source
Replace an ATM or Debit Card	$5
Wire TransfersVerified
Wire Transfers: Outgoing International	$35Below the typical range ($40–$50 nationally)	$15 below the national median	—	—	Source
Check ServicesVerified
Money Order	$1Below the typical range ($1.75–$3 nationally)	$1 below the national median	—	—	Source
Stop Payments	$25
Account ServicesVerified
Garnishment/Levy Processing	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	—	Source
Notary Fee \| free- members/	$5
Other FeesVerified
Photocopy	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$202.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$202.7M

Total deposits

$172.4M

Service charge income (year to date)

$939K

Fee income ratio

13.2%

Return on assets

1.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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