Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

United Community Federal Credit Union

West Mifflin, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (within 90 days of opening)$15Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Automatic Overdraft - Transfer from Shares$5Within the typical range ($3–$5 nationally)
At the national median
Source
Non-Sufficient Funds Checks/ACH/EFT$32Above the typical range ($25–$31 nationally)
$2 above the national median
Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national median
Source
Check Copy$3.50Within the typical range ($2–$5 nationally)
$0.50 above the national median
Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
Source
Stop Payment of Check/ACH$32Above the typical range ($20–$30 nationally)
$5.75 above the national median
Source

Account ServicesVerified

Garnishment/Levy/Subpoena$50Within the typical range ($30–$75 nationally)
At the national median
Source
Verification of Deposit$10Within the typical range ($5–$15 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure (within 90 days of opening)	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Dormant Account (24 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Low Balance Fee (Aggregates below )	$2Below the typical range ($4–$10 nationally)	$3 below the national median	per month	—	Source
Overdraft & NSFVerified
Automatic Overdraft - Transfer from Shares	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Non-Sufficient Funds Checks/ACH/EFT	$32
ATM & CardVerified
Visa/Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Outgoing Wire	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	—	Source
Check Copy	$3.50
Digital & ElectronicVerified
Online Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.50 below the national median	—	—	Source
Account ServicesVerified
Garnishment/Levy/Subpoena	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Verification of Deposit	$10

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $32

7% above the national median NSF fee

Total fees: 14 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$129.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$129.1M

Total deposits

$111.2M

Service charge income (year to date)

$428K

Fee income ratio

14.1%

Return on assets

1.45%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 47,548 published fee entries from 2,939 institutions

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