Ascend Federal Credit Union

Headquarters: Tullahoma, Tennessee
Charter: Credit Union
Assets: $4.8B
Fed district: Atlanta

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Ascend Federal Credit Union: $5 to $10.95
Ascend Federal Credit Union: $5 to $10.95
U.S. median: no median
Overdraft (OD)
Ascend Federal Credit Union: $25
Ascend Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Ascend Federal Credit Union: $25
Ascend Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ascend Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee$5
Can reduce monthly fee$10.95
per month
Monthly service fee$5
per month
Account Closing Fee (Accounts opened 60 days or less)$15
Account Fees (Applicable to All Accounts): Dormant Account Fee$5
per month
Escheat Account Fee$25
Account Reconciliation/Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
Returned Mail (Bad Address Fee)$5
per month

Overdraft & NSF

NSF/Overdraft Fee$25
Overdraft fee$25
per item
NSF/Overdraft Fee$25
Overdraft Transfer Fee (Applicable to overdraft transfers generated automatically from savings to checking)$5
per item

ATM & Card

Replacement Card$20
Regular Rush Card$35

Wire Transfers

Wire Transfer (Outgoing fee)$15
per item
Wire Transfer 11 (Incoming domestic or foreign fee)$5
per item

Check Services

Cashier’s Check Fee$5
per item
Bill Pay Stop Payment Fee$25
per item
Stop Payment Fee (Check/ACH/Bill Pay)$25
per item
Zelle® Stop Payment Transaction$25
per item
Temporary Checks (Free for new accounts)$5
Check Cashing Fee$5
per item
Check Copy Fee$5
per item

Digital & Electronic

Bill Pay Expedited Payment Fee (Check)$25
Bill Pay Expedited Payment Fee (Electronic)$10
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Return Deposit Item Fee$25
per item

Account Services

Levy Processing Fee$100
per item
Written Verification of Deposit$10
per item

Other Fees

Copy Fee$1
per item
Statement Copy/History Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee	$5	Not stated	None
Can reduce monthly fee	$10.95	per month	None
Monthly service fee	$5	per month	None
Account Closing Fee (Accounts opened 60 days or less)	$15	Not stated	None
Account Fees (Applicable to All Accounts): Dormant Account Fee	$5	per month	None
Escheat Account Fee	$25	Not stated	None
Account Reconciliation/Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	Not stated	None
Returned Mail (Bad Address Fee)	$5	per month	None
Overdraft & NSF
NSF/Overdraft Fee	$25	Not stated	None
Overdraft fee	$25	per item	None
NSF/Overdraft Fee	$25	Not stated	None
Overdraft Transfer Fee (Applicable to overdraft transfers generated automatically from savings to checking)	$5	per item	None
ATM & Card
Replacement Card	$20	Not stated	None
Regular Rush Card	$35	Not stated	None
Wire Transfers
Wire Transfer (Outgoing fee)	$15	per item	None
Wire Transfer 11 (Incoming domestic or foreign fee)	$5	per item	None
Check Services
Cashier’s Check Fee	$5	per item	None
Bill Pay Stop Payment Fee	$25	per item	None
Stop Payment Fee (Check/ACH/Bill Pay)	$25	per item	None
Zelle® Stop Payment Transaction	$25	per item	None
Temporary Checks (Free for new accounts)	$5	Not stated	None
Check Cashing Fee	$5	per item	None
Check Copy Fee	$5	per item	None
Digital & Electronic
Bill Pay Expedited Payment Fee (Check)	$25	Not stated	None
Bill Pay Expedited Payment Fee (Electronic)	$10Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Return Deposit Item Fee	$25	per item	None
Account Services
Levy Processing Fee	$100	per item	None
Written Verification of Deposit	$10	per item	None
Other Fees
Copy Fee	$1	per item	None
Statement Copy/History Fee	$5	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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