Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Pheple Federal Credit Union

Greensburg, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Fee$33Above the typical range ($25–$31.50 nationally)
$3 above the national median
Source
Overdraft Privilege Fee$33Above the typical range ($25–$32 nationally)
$3 above the national median
Source

ATM & CardVerified

Foreign ATM Fee$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Lost ATM/Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Lending FeesVerified

Late Payment Fee$25Within the typical range ($12.75–$25 nationally)
$5 above the national median
Source

Gift & Prepaid CardsVerified

Every Day (Reloadable) Debit Card$3.95Within the typical range ($2.50–$5 nationally)
$0.54 below the national median
Source
Visa Gift Card$2Below the typical range ($3–$4.50 nationally)
$1.50 below the national median
Source

Other FeesVerified

Statement Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Fee	$33Above the typical range ($25–$31.50 nationally)	$3 above the national median	—	—	Source
Overdraft Privilege Fee	$33
ATM & CardVerified
Foreign ATM Fee	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	—	—	Source
Lost ATM/Debit Card	$10Within the typical range ($5–$10 nationally)
Lending FeesVerified
Late Payment Fee	$25Within the typical range ($12.75–$25 nationally)	$5 above the national median	—	—	Source
Gift & Prepaid CardsVerified
Every Day (Reloadable) Debit Card	$3.95Within the typical range ($2.50–$5 nationally)	$0.54 below the national median	—	—	Source
Visa Gift Card	$2
Other FeesVerified
Statement Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$134.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$134.0M

Total deposits

$121.1M

Service charge income (year to date)

$485K

Fee income ratio

9.1%

Return on assets

0.76%

Financial profile · Pro

Performance from regulator filings

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Based on 37,727 published fee entries from 2,634 institutions

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