Philadelphia Federal Credit Union

Headquarters: Philadelphia, Pennsylvania
Charter: Credit Union
Assets: $2.0B
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Philadelphia Federal Credit Union: $28
Philadelphia Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Philadelphia Federal Credit Union: $28
Philadelphia Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Philadelphia Federal Credit Union: $0.50
Philadelphia Federal Credit Union: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Philadelphia Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$15
per month
Account Reconciliation (per ½ hour)$25
Bad Address Fee$10

Overdraft & NSF

Overdraft Privilege$28
per item
Non-Sufficient Funds$28
per item

ATM & Card

ATM Inquiries$0.50
per item
Card Replacement$10
Excessive Card Replacement$15

Wire Transfers

Wire Transfers Outgoing, Domestic$25

Check Services

Certified Check$1
Money Orders$2
Stop Payment (ACH transaction)$15
Stop Payment on Check$10
Stop Payment on Series of Checks$12
Starter Checks (per page)$3
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (member)$5
per item
Check Cashing (non-member)$10
per item
Check Copies$3

Digital & Electronic

PFCU Electronic Bill Payer: Expedited Payments$15
Not compared: Per-item charge, not monthly
per item

Account Services

Drilling$150
Not compared: Box drilling or key fee
Late Fee (after 30 days past due)$10
Not compared: Box drilling or key fee
per item
Rental (3” x 10”)$50
per year
Rental (5” x 10”)$75
per year
Rental (5” x 5”)$40
per year
Safe Deposit Box Rental (10” x 10”)$125
per year

Gift & Prepaid Cards

Visa Gift Cards$2.95
per transaction

Other Fees

Statement Copies$5
Skip A Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$15	per month	None
Account Reconciliation (per ½ hour)	$25	Not stated	None
Bad Address Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Privilege	$28	per item	None
Non-Sufficient Funds	$28	per item	None
ATM & Card
ATM Inquiries	$0.50	per item	None
Card Replacement	$10	Not stated	None
Excessive Card Replacement	$15	Not stated	None
Wire Transfers
Wire Transfers Outgoing, Domestic	$25	Not stated	None
Check Services
Certified Check	$1	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment (ACH transaction)	$15	Not stated	None
Stop Payment on Check	$10	Not stated	None
Stop Payment on Series of Checks	$12	Not stated	None
Starter Checks (per page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (member)	$5	per item	None
Check Cashing (non-member)	$10	per item	None
Check Copies	$3	Not stated	None
Digital & Electronic
PFCU Electronic Bill Payer: Expedited Payments	$15Not compared: Per-item charge, not monthly	per item	None
Account Services
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Fee (after 30 days past due)	$10Not compared: Box drilling or key fee	per item	None
Rental (3” x 10”)	$50	per year	None
Rental (5” x 10”)	$75	per year	None
Rental (5” x 5”)	$40	per year	None
Safe Deposit Box Rental (10” x 10”)	$125	per year	None
Gift & Prepaid Cards
Visa Gift Cards	$2.95	per transaction	None
Other Fees
Statement Copies	$5	Not stated	None
Skip A Payment	$30	per item	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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