Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Ft Randall Federal Credit Union

Wagner, South DakotaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=account_research; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Account Research Fee | $25.00 | per hour plus copy costs minimum" · Source

Dormant Account$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=dormant_account; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Dormant Account | $10.00 | Inactive for 12 months. Balance less than $100.00 with no other active accounts. Over age of 21." · Source

Overdraft & NSFVerified

NSF Returned$15Below the typical range ($25–$32 nationally)
$14 below the national median
Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=nsf; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="NSF Returned | $15.00" · Source
Overdraft Fee$15Below the typical range ($20–$30 nationally)
$13 below the national median
Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=overdraft; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Overdraft Fee | $15.00" · Source

ATM & CardVerified

Replacement Card$20Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=card_replacement; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Replacement Card | $20.00" · Source

Check ServicesVerified

Check Cashing (Non-Members)$1Below the typical range ($5–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=check_cashing; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Check Cashing (Non-Members) | $1.00 | per hundred" · Source
CU Check Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=stop_payment; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="CU Check Stop Payment | $15.00" · Source

Account ServicesVerified

Notary Service$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=notary_fee; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Notary Service | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=account_research; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Account Research Fee \| $25.00 \| per hour plus copy costs minimum"	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=dormant_account; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Dormant Account \| $10.00 \| Inactive for 12 months. Balance less than $100.00 with no other active accounts. Over age of 21."	Source
Overdraft & NSFVerified
NSF Returned	$15Below the typical range ($25–$32 nationally)	$14 below the national median	—	Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=nsf; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="NSF Returned \| $15.00"	Source
Overdraft Fee	$15
ATM & CardVerified
Replacement Card	$20Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=card_replacement; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Replacement Card \| $20.00"	Source
Check ServicesVerified
Check Cashing (Non-Members)	$1Below the typical range ($5–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=check_cashing; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Check Cashing (Non-Members) \| $1.00 \| per hundred"	Source
CU Check Stop Payment
Account ServicesVerified
Notary Service	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3409. canonical_hint=notary_fee; text_hash=b23439fe8fca7882e472f28ef5d2bdf3f70e1d0025e56daa20307bab6cec2922; excerpt="Notary Service \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

46% below the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$44.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$44.2M

Total deposits

$36.4M

Service charge income (year to date)

$113K

Fee income ratio

7.0%

Return on assets

1.04%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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