First United Bank

Headquarters: Dimmitt, Texas
Charter: Bank
Assets: $2.4B
Fed district: Dallas

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
First United Bank: $6 to $20
First United Bank: $6 to $20
U.S. median: no median
Overdraft (OD)
First United Bank: $25
First United Bank: $25
U.S. median: no median
NSF / Returned Item
First United Bank: $25
First United Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First United Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee$8
Maintenance Fee$6
Maintenance Fee$20
per month
Maintenance Fee$15
per month
Maintenance Fee$10
per month
Maintenance Fee$5
Not compared: Quarterly charge, not monthly
per quarter
Account Inactivity$10
per month
Charge-backs$5
per item · Deposited items returned unpaid
Paper Statements$5

Overdraft & NSF

Overdraft Privilege$25
per item
Nonsufficient Items$25

ATM & Card

ATM Fee (Non FUB ATMs only)$2.50
ATM/Debit Card (Replacement)$5
Replacement fee for lost or stolen cards$5
per item

Wire Transfers

WIRE TRANSFERS: Outgoing$25
WIRE TRANSFERS: Incoming$10
WIRE TRANSFERS: International/Foreign$65

Check Services

Cashier’s Checks$4
Money Orders$2
Stop Payments (All items)$25
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Collection Items/Dealer Drafts$15
Copy of Cancelled Check/Item$2
per item

Cash & Deposit

Charge-backs$5

Account Services

Notary Service (Non-Customer)$6
Drilling Fee$75
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$100
per year
Safe Deposit Box 10 x 15$125
per year
Safe Deposit Box 15 x 15$150
per year
Safe Deposit Box 3 x 10$40
per year
Safe Deposit Box 3 x 5$25
per year
Safe Deposit Box 5 x 10$55
per year
Safe Deposit Box 5 x 15$65
per year
Safe Deposit Box 5 x 5$30
per year
Safe Deposit Box 8 x 10$75
per year
Response to Legal Process$75

Gift & Prepaid Cards

Gift Cards$5

Other Fees

Duplicate Statements (Per cycle)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$8	Not stated	None
Maintenance Fee	$6	Not stated	None
Maintenance Fee	$20	per month	None
Maintenance Fee	$15	per month	None
Maintenance Fee	$10	per month	None
Maintenance Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Inactivity	$10	per month	None
Charge-backs	$5	per item	Deposited items returned unpaid
Paper Statements	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege	$25	per item	None
Nonsufficient Items	$25	Not stated	None
ATM & Card
ATM Fee (Non FUB ATMs only)	$2.50	Not stated	None
ATM/Debit Card (Replacement)	$5	Not stated	None
Replacement fee for lost or stolen cards	$5	per item	None
Wire Transfers
WIRE TRANSFERS: Outgoing	$25	Not stated	None
WIRE TRANSFERS: Incoming	$10	Not stated	None
WIRE TRANSFERS: International/Foreign	$65	Not stated	None
Check Services
Cashier’s Checks	$4	Not stated	None
Money Orders	$2	Not stated	None
Stop Payments (All items)	$25	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Collection Items/Dealer Drafts	$15	Not stated	None
Copy of Cancelled Check/Item	$2	per item	None
Cash & Deposit
Charge-backs	$5	Not stated	None
Account Services
Notary Service (Non-Customer)	$6	Not stated	None
Drilling Fee	$75Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$100	per year	None
Safe Deposit Box 10 x 15	$125	per year	None
Safe Deposit Box 15 x 15	$150	per year	None
Safe Deposit Box 3 x 10	$40	per year	None
Safe Deposit Box 3 x 5	$25	per year	None
Safe Deposit Box 5 x 10	$55	per year	None
Safe Deposit Box 5 x 15	$65	per year	None
Safe Deposit Box 5 x 5	$30	per year	None
Safe Deposit Box 8 x 10	$75	per year	None
Response to Legal Process	$75	Not stated	None
Gift & Prepaid Cards
Gift Cards	$5	Not stated	None
Other Fees
Duplicate Statements (Per cycle)	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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