vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$3 above the Kentucky median
per month · Source
$7.50 below the national median$5 below the Kentucky median
per item · Source
$12.50 below the national median$10 below the Kentucky median
per month · Source
$1 above the national median$1 above the Kentucky median
per item · Source
$1 above the national median$1 above the Kentucky median
At the national median$5 above the Kentucky median
per item · Source
$7 below the national median$7 below the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
At the national medianAt the Kentucky median
$3.50 above the national median$2.52 above the Kentucky median
per item · Source
$1.50 below the national median$1.50 below the Kentucky median
per item · Source
$2 below the national median$2 below the Kentucky median
per item · Source
$5 below the national median$3.50 below the Kentucky median
per year · Source
$15 above the national median$16.50 above the Kentucky median
per year · Source
$25 below the national median$23.50 below the Kentucky median
per item · Source
$20 below the national median$18.50 below the Kentucky median
per item · Source
$30 below the national median$28.50 below the Kentucky median
per year · Source
$25 above the national medianAt the Kentucky median
per item · Source
At the national median$0.44 above the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Account Minimum Balance | $10Within the typical range ($5–$10 nationally) | $3 above the national median | — | — | Source |
| Inactivity/Dormancy | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Kentucky median | per month | — | Source |
| Research Services or Account reconciliation | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | per item | — | Source |
| Returned statement (bad address) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay/Courtesy Pay Plus/Overdraft | $31Within the typical range ($25–$33 nationally) | $1 above the national median$1 above the Kentucky median | per item | — | Source |
| Not Sufficient Funds (NSF)/Uncollected Funds | $31 | ||||
ATM & CardVerified | |||||
| Rush Debit Card | $30Within the typical range ($30–$50 nationally) | $10 below the national median | — | — | Source |
Wire TransfersVerified | |||||
| Wire transfer – outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Kentucky median | per item | — | Source |
| Wire transfer – incoming | $3 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Fees and Service Charges For Accounts and Services: Fee Name Amount Description Cashier’s Check | $5 | ||||
Account ServicesVerified | |||||
| Safe deposit box 10x10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$3.50 below the Kentucky median | per year | — | Source |
| Safe deposit box 16x10 | $60 | ||||
Other FeesVerified | |||||
| Statement copy | $3Within the typical range ($2–$5 nationally) | At the national median$0.44 above the Kentucky median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$31
Headline fees published
7 of 15
Published fees
26
Under review
0
Assets
$2.8B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.8B
Total deposits
$2.3B
Service charge income (year to date)
$5.8M
Fee income ratio
6.8%
Return on assets
1.03%
Financial profile · Pro
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| $1 above the national median$1 above the Kentucky median |
| — |
| — |
| Source |
| $7 below the national median$7 below the Kentucky median |
| per item |
| — |
| Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| Stop payment request | $31Above the typical range ($20–$30 nationally) | $3.50 above the national median$2.52 above the Kentucky median | per item | — | Source |
| Counter check | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.50 below the Kentucky median | per item | — | Source |
| Copy of draft or check | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Kentucky median | per item | — | Source |
| $15 above the national median$16.50 above the Kentucky median |
| per year |
| — |
| Source |
| Safe deposit box 3x10 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$23.50 below the Kentucky median | per item | — | Source |
| Safe deposit box 5x10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$18.50 below the Kentucky median | per item | — | Source |
| Safe deposit box 5x5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$28.50 below the Kentucky median | per year | — | Source |
| Garnishment/ Levy | $75Within the typical range ($30–$87.50 nationally) | $25 above the national medianAt the Kentucky median | per item | — | Source |