Northern Hills Federal Credit Union

Headquarters: Sturgis, South Dakota
Charter: Credit Union
Assets: $204.9M
Fed district: Minneapolis
Regulator: NCUA

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Northern Hills Federal Credit Union: $7.50
Northern Hills Federal Credit Union: $7.50
U.S. median: no median
Overdraft (OD)
Northern Hills Federal Credit Union: $34
Northern Hills Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
Northern Hills Federal Credit Union: $34
Northern Hills Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Northern Hills Federal Credit Union · $205M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$199M to $212M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northern Hills Federal Credit Union(this institution)	Sturgis, SD	$205M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Abbey Federal Credit Union	Vandalia, OH	$200M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Access Community Federal Credit Union	Amarillo, TX	$211M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aim Federal Credit Union	Dubuque, IA	$201M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alta Vista Federal Credit Union	Redlands, CA	$209M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Awakon Federal Credit Union	Onaway, MI	$203M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bluestone Federal Credit Union	Sioux Falls, SD	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Federal Credit Union	Big Spring, TX	$202M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cooperative Choice Network Federal Credit Union	Peoria, IL	$206M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Duke University Federal Credit Union	Durham, NC	$203M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Financial Trust Federal Credit Union	Cheektowaga, NY	$203M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fire Police City County Federal Credit Union	Fort Wayne, IN	$207M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fitzsimons Federal Credit Union	Aurora, CO	$211M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Frontier Community Federal Credit Union	Leavenworth, KS	$210M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members First Federal Credit Union	Brigham City, UT	$209M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Merco Federal Credit Union	Merced, CA	$207M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Priority One Federal Credit Union	South Pasadena, CA	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Railway Federal Credit Union	Mandan, ND	$212M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Wing Federal Credit Union	Red Wing, MN	$208M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sentinel Federal Credit Union	Box Elder, SD	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Service 1 Federal Credit Union	Muskegon, MI	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Southwest Montana Community Federal Credit Union	Anaconda, MT	$203M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Spirit Of Alaska Federal Credit Union	Fairbanks, AK	$201M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trunorth Federal Credit Union	Ishpeming, MI	$203M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U.P. State Federal Credit Union	Escanaba, MI	$210M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
White Eagle Federal Credit Union	Augusta, KS	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $7.50, against a peer median of $7.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northern Hills Federal Cr…Peer (equal prices stack)Peer medianInclude $36.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Northern Hills Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$7.50
per month
Early Closing, under 90 days: Over $500$5
Dormant Account, per month$10
per month
Inactivity fee, per month$5
per month
Account Research/Reconciliation, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee, per month$2
per month
Incorrect Address/Returned Mail, per piece$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft by ATM Withdrawal, per overdraft$34
per item
Non-Return Item Fee, per presentment$34
per item
NSF / Returned Item$34
NSF Fee$34
per item
From loan to cover overdraft$2

ATM & Card

Out of Network ATM Withdrawals$1.50
per item
Replacement ATM/Debit Card$10
Expedited shipping$35

Wire Transfers

Outgoing, per wire$50
per item
Outgoing, per wire$20
per item

Check Services

Cashier’s Check, per check$5
per item
Stop Payment, per item$30
per item
Counter Checks, per 12$6
Collection Item, Domestic or Foreign$50
per item
Check Lookup or Copy, per item$5
per item

Digital & Electronic

ACH Origination Item, Loan or Deposit$40

Account Services

3 x 10, per box$25
3 x 5, per box$15
5 x 10, per box$45
Drill Safe Deposit Box, two lost keys$250
Not compared: Box drilling or key fee
per item
Key Replacement, per key$10
Not compared: Box drilling or key fee
per item
Late Payment of Annual Rental$5
Not compared: Box drilling or key fee
per year
Replacement Lock, one lost key$45
Not compared: Box drilling or key fee
Legal Order, Levy, Garnishment, + costs$25
Mortgage Modifications/Subordination$200
Verification of Deposit$10

Retirement & IRA

IRA Transfer to Another Institution$25
IRA Unqualified Withdrawal, per withdrawal$25
per item

Gift & Prepaid Cards

VISA Gift Card, per card$5
per item
VISA Reloadable Prepaid Cards, per card$10
per item

Other Fees

Fax – Receiving, per page$1
per item
Fax – Sending, per page, Local or 800#$1
per item
Photocopy, per page$0.25
per item
Loan Document Fee$75
Skip Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$7.50	per month	None
Early Closing, under 90 days: Over $500	$5	Not stated	None
Dormant Account, per month	$10	per month	None
Inactivity fee, per month	$5	per month	None
Account Research/Reconciliation, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee, per month	$2	per month	None
Incorrect Address/Returned Mail, per piece	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft by ATM Withdrawal, per overdraft	$34	per item	None
Non-Return Item Fee, per presentment	$34	per item	None
NSF / Returned Item	$34	Not stated	None
NSF Fee	$34	per item	None
From loan to cover overdraft	$2	Not stated	None
ATM & Card
Out of Network ATM Withdrawals	$1.50	per item	None
Replacement ATM/Debit Card	$10	Not stated	None
Expedited shipping	$35	Not stated	None
Wire Transfers
Outgoing, per wire	$50	per item	None
Outgoing, per wire	$20	per item	None
Check Services
Cashier’s Check, per check	$5	per item	None
Stop Payment, per item	$30	per item	None
Counter Checks, per 12	$6	Not stated	None
Collection Item, Domestic or Foreign	$50	per item	None
Check Lookup or Copy, per item	$5	per item	None
Digital & Electronic
ACH Origination Item, Loan or Deposit	$40	Not stated	None
Account Services
3 x 10, per box	$25	Not stated	None
3 x 5, per box	$15	Not stated	None
5 x 10, per box	$45	Not stated	None
Drill Safe Deposit Box, two lost keys	$250Not compared: Box drilling or key fee	per item	None
Key Replacement, per key	$10Not compared: Box drilling or key fee	per item	None
Late Payment of Annual Rental	$5Not compared: Box drilling or key fee	per year	None
Replacement Lock, one lost key	$45Not compared: Box drilling or key fee	Not stated	None
Legal Order, Levy, Garnishment, + costs	$25	Not stated	None
Mortgage Modifications/Subordination	$200	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Transfer to Another Institution	$25	Not stated	None
IRA Unqualified Withdrawal, per withdrawal	$25	per item	None
Gift & Prepaid Cards
VISA Gift Card, per card	$5	per item	None
VISA Reloadable Prepaid Cards, per card	$10	per item	None
Other Fees
Fax – Receiving, per page	$1	per item	None
Fax – Sending, per page, Local or 800#	$1	per item	None
Photocopy, per page	$0.25	per item	None
Loan Document Fee	$75	Not stated	None
Skip Payment	$35	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northern Hills Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Northern Hills Federal Credit Union: $7.50
Northern Hills Federal Credit Union: $7.50
U.S. median: no median
Overdraft (OD)
Northern Hills Federal Credit Union: $34
Northern Hills Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
Northern Hills Federal Credit Union: $34
Northern Hills Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Northern Hills Federal Credit Union · $205M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$199M to $212M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northern Hills Federal Credit Union(this institution)	Sturgis, SD	$205M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Abbey Federal Credit Union	Vandalia, OH	$200M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Access Community Federal Credit Union	Amarillo, TX	$211M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aim Federal Credit Union	Dubuque, IA	$201M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alta Vista Federal Credit Union	Redlands, CA	$209M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Awakon Federal Credit Union	Onaway, MI	$203M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bluestone Federal Credit Union	Sioux Falls, SD	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Federal Credit Union	Big Spring, TX	$202M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cooperative Choice Network Federal Credit Union	Peoria, IL	$206M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Duke University Federal Credit Union	Durham, NC	$203M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Financial Trust Federal Credit Union	Cheektowaga, NY	$203M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fire Police City County Federal Credit Union	Fort Wayne, IN	$207M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fitzsimons Federal Credit Union	Aurora, CO	$211M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Frontier Community Federal Credit Union	Leavenworth, KS	$210M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members First Federal Credit Union	Brigham City, UT	$209M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Merco Federal Credit Union	Merced, CA	$207M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Priority One Federal Credit Union	South Pasadena, CA	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Railway Federal Credit Union	Mandan, ND	$212M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Wing Federal Credit Union	Red Wing, MN	$208M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sentinel Federal Credit Union	Box Elder, SD	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Service 1 Federal Credit Union	Muskegon, MI	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Southwest Montana Community Federal Credit Union	Anaconda, MT	$203M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Spirit Of Alaska Federal Credit Union	Fairbanks, AK	$201M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trunorth Federal Credit Union	Ishpeming, MI	$203M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U.P. State Federal Credit Union	Escanaba, MI	$210M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
White Eagle Federal Credit Union	Augusta, KS	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $7.50, against a peer median of $7.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northern Hills Federal Cr…Peer (equal prices stack)Peer medianInclude $36.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Northern Hills Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$7.50
per month
Early Closing, under 90 days: Over $500$5
Dormant Account, per month$10
per month
Inactivity fee, per month$5
per month
Account Research/Reconciliation, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee, per month$2
per month
Incorrect Address/Returned Mail, per piece$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft by ATM Withdrawal, per overdraft$34
per item
Non-Return Item Fee, per presentment$34
per item
NSF / Returned Item$34
NSF Fee$34
per item
From loan to cover overdraft$2

ATM & Card

Out of Network ATM Withdrawals$1.50
per item
Replacement ATM/Debit Card$10
Expedited shipping$35

Wire Transfers

Outgoing, per wire$50
per item
Outgoing, per wire$20
per item

Check Services

Cashier’s Check, per check$5
per item
Stop Payment, per item$30
per item
Counter Checks, per 12$6
Collection Item, Domestic or Foreign$50
per item
Check Lookup or Copy, per item$5
per item

Digital & Electronic

ACH Origination Item, Loan or Deposit$40

Account Services

3 x 10, per box$25
3 x 5, per box$15
5 x 10, per box$45
Drill Safe Deposit Box, two lost keys$250
Not compared: Box drilling or key fee
per item
Key Replacement, per key$10
Not compared: Box drilling or key fee
per item
Late Payment of Annual Rental$5
Not compared: Box drilling or key fee
per year
Replacement Lock, one lost key$45
Not compared: Box drilling or key fee
Legal Order, Levy, Garnishment, + costs$25
Mortgage Modifications/Subordination$200
Verification of Deposit$10

Retirement & IRA

IRA Transfer to Another Institution$25
IRA Unqualified Withdrawal, per withdrawal$25
per item

Gift & Prepaid Cards

VISA Gift Card, per card$5
per item
VISA Reloadable Prepaid Cards, per card$10
per item

Other Fees

Fax – Receiving, per page$1
per item
Fax – Sending, per page, Local or 800#$1
per item
Photocopy, per page$0.25
per item
Loan Document Fee$75
Skip Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$7.50	per month	None
Early Closing, under 90 days: Over $500	$5	Not stated	None
Dormant Account, per month	$10	per month	None
Inactivity fee, per month	$5	per month	None
Account Research/Reconciliation, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee, per month	$2	per month	None
Incorrect Address/Returned Mail, per piece	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft by ATM Withdrawal, per overdraft	$34	per item	None
Non-Return Item Fee, per presentment	$34	per item	None
NSF / Returned Item	$34	Not stated	None
NSF Fee	$34	per item	None
From loan to cover overdraft	$2	Not stated	None
ATM & Card
Out of Network ATM Withdrawals	$1.50	per item	None
Replacement ATM/Debit Card	$10	Not stated	None
Expedited shipping	$35	Not stated	None
Wire Transfers
Outgoing, per wire	$50	per item	None
Outgoing, per wire	$20	per item	None
Check Services
Cashier’s Check, per check	$5	per item	None
Stop Payment, per item	$30	per item	None
Counter Checks, per 12	$6	Not stated	None
Collection Item, Domestic or Foreign	$50	per item	None
Check Lookup or Copy, per item	$5	per item	None
Digital & Electronic
ACH Origination Item, Loan or Deposit	$40	Not stated	None
Account Services
3 x 10, per box	$25	Not stated	None
3 x 5, per box	$15	Not stated	None
5 x 10, per box	$45	Not stated	None
Drill Safe Deposit Box, two lost keys	$250Not compared: Box drilling or key fee	per item	None
Key Replacement, per key	$10Not compared: Box drilling or key fee	per item	None
Late Payment of Annual Rental	$5Not compared: Box drilling or key fee	per year	None
Replacement Lock, one lost key	$45Not compared: Box drilling or key fee	Not stated	None
Legal Order, Levy, Garnishment, + costs	$25	Not stated	None
Mortgage Modifications/Subordination	$200	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Transfer to Another Institution	$25	Not stated	None
IRA Unqualified Withdrawal, per withdrawal	$25	per item	None
Gift & Prepaid Cards
VISA Gift Card, per card	$5	per item	None
VISA Reloadable Prepaid Cards, per card	$10	per item	None
Other Fees
Fax – Receiving, per page	$1	per item	None
Fax – Sending, per page, Local or 800#	$1	per item	None
Photocopy, per page	$0.25	per item	None
Loan Document Fee	$75	Not stated	None
Skip Payment	$35	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.