People First Federal Credit Union

Headquarters: Allentown, Pennsylvania
Charter: Credit Union
Assets: $1.0B
Fed district: Philadelphia

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
People First Federal Credit Union: $5
People First Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
People First Federal Credit Union: $25
People First Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
People First Federal Credit Union: $20 to $25
People First Federal Credit Union: $20 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from People First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

First Step Account Maintenance Fee 7$5
per month
Dormant Account Fee1 2$5
per month
Account Reconciliation (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay (per presentment) 1$25
per item
Non-Sufficient Funds (NSF)1, 3 (per presentment)$25
per item
NSF fee$25
Return Items (per presentment)$20
per item

ATM & Card

Replacement of Visa® Debit Card$10
International Transaction Fees (audience not stated, treated as personal)1%of the transaction

Check Services

Cashier’s Check$5
Money Order$2
Money Order Fee for First Step Accounts$1.70
Letter Check Stop Payment$35
Not compared: Annual charge, not per item
per year

Account Services

2”x5” & 3”x5”$30
3”x10” & 5”x5”$45
Drilling$125
Not compared: Box drilling or key fee
Replacement key$7
Not compared: Box drilling or key fee
Safe Deposit Box 5”x10”$70
Tax Levy/Garnishment$100
Subordination Fee$100

Lending Fees

Late fee (audience not stated, treated as personal)2%
per month
Line of Credit Late Payment$20

Other Fees

Land Loan Application$250
Skip A Pay Fee$35

Fee	Amount	Basis	Note
Account Maintenance
First Step Account Maintenance Fee 7	$5	per month	None
Dormant Account Fee1 2	$5	per month	None
Account Reconciliation (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay (per presentment) 1	$25	per item	None
Non-Sufficient Funds (NSF)1, 3 (per presentment)	$25	per item	None
NSF fee	$25	Not stated	None
Return Items (per presentment)	$20	per item	None
ATM & Card
Replacement of Visa® Debit Card	$10	Not stated	None
International Transaction Fees (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$2	Not stated	None
Money Order Fee for First Step Accounts	$1.70	Not stated	None
Letter Check Stop Payment	$35Not compared: Annual charge, not per item	per year	None
Account Services
2”x5” & 3”x5”	$30	Not stated	None
3”x10” & 5”x5”	$45	Not stated	None
Drilling	$125Not compared: Box drilling or key fee	Not stated	None
Replacement key	$7Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5”x10”	$70	Not stated	None
Tax Levy/Garnishment	$100	Not stated	None
Subordination Fee	$100	Not stated	None
Lending Fees
Late fee (audience not stated, treated as personal)	2%	per month	None
Line of Credit Late Payment	$20	Not stated	None
Other Fees
Land Loan Application	$250	Not stated	None
Skip A Pay Fee	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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