Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

People First Federal Credit Union

Allentown, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (per hour)$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay (per presentment) 1$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source
Non-Sufficient Funds (NSF)1, 3 (per presentment)$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source
Return Items (per presentment)$20Below the typical range ($25–$31.50 nationally)
$10 below the national median
per item · Source

ATM & CardVerified

People First ATM Transactions10 11$0Below the typical range ($1–$2.50 nationally)
$1.95 below the national median
Source
Replacement of Visa® Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

12 Money Order Fee for First Step Accounts$1.70Within the typical range ($1.63–$3 nationally)
$0.30 below the national median
Source
Cashier’s Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Letter Check Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
per year · Source
Money Order$2Within the typical range ($1.63–$3 nationally)
At the national median
Source

Account ServicesVerified

| Drilling$125Above the typical range ($25–$80 nationally)
$80 above the national median
Source
3”x10” & 5”x5”$45Within the typical range ($25–$80 nationally)
At the national median
Source
5”x10”$70Within the typical range ($25–$80 nationally)
$25 above the national median
Source
Replacement key$7Below the typical range ($25–$80 nationally)
$38 below the national median
Source
Subordination Fee$100Within the typical range ($50–$150 nationally)
At the national median
Source
Tax Levy/Garnishment$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source

Lending FeesVerified

/month | Line of Credit Late Payment$20Within the typical range ($11.06–$25 nationally)
At the national median
per month · Source
| Skip A Pay Fee$35Above the typical range ($11.06–$25 nationally)
$15 above the national median
Source

Other FeesVerified

Check Replacement Fee$35Within the typical range ($22.50–$35 nationally)
$5 above the national median
Source
Land Loan Application$250Above the typical range ($22.50–$35 nationally)
$220 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (per hour)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Bad Address	$5Below the typical range ($20–$25 nationally)	$20 below the national median	per month	—	Source
Dormant Account Fee1 2	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
First Step Account Maintenance Fee 7	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay (per presentment) 1	$25Within the typical range ($25–$32 nationally)	$5 below the national median	per item	—	Source
Non-Sufficient Funds (NSF)1, 3 (per presentment)	$25
ATM & CardVerified
People First ATM Transactions10 11	$0Below the typical range ($1–$2.50 nationally)	$1.95 below the national median	—	—	Source
Replacement of Visa® Debit Card	$10
Check ServicesVerified
12 Money Order Fee for First Step Accounts	$1.70Within the typical range ($1.63–$3 nationally)	$0.30 below the national median	—	—	Source
Cashier’s Check	$5
Account ServicesVerified
\| Drilling	$125Above the typical range ($25–$80 nationally)	$80 above the national median	—	—	Source
3”x10” & 5”x5”	$45
Lending FeesVerified
/month \| Line of Credit Late Payment	$20Within the typical range ($11.06–$25 nationally)	At the national median	per month	—	Source
\| Skip A Pay Fee	$35
Other FeesVerified
Check Replacement Fee	$35Within the typical range ($22.50–$35 nationally)	$5 above the national median	—	—	Source
Land Loan Application	$250

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 23 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$1.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.0B

Total deposits

$968.2M

Service charge income (year to date)

$2.5M

Fee income ratio

7.6%

Return on assets

0.36%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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