Chiropractic Federal Credit Union

Headquarters: Farmington, Michigan
Charter: Credit Union
Assets: $41.7M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Chiropractic Federal Credit Union: $28
Chiropractic Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Chiropractic Federal Credit Union: $1
Chiropractic Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Chiropractic Federal Credit Union: $20
Chiropractic Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chiropractic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account - monthly fee$5
per month
Account Reconciliation$20
Paper Statement$3

Overdraft & NSF

Over draft fee (non sufficient funds fee)$28

ATM & Card

ATM Withdrawal or Transfer/transaction$1
per transaction
Replace lost or stolen ATM/Debit/VISA card$5

Wire Transfers

Wire Transfer (Outgoing) domestic$20
Wires incomingNo charge

Check Services

Official Check - Payment to third party$5
Official Check - ReissueNo charge
Stop Payment$20
Starter checks - first 8 checks free$15
Check cashing fee$15
Check Copy$7.50

Digital & Electronic

Online Bill PayNo charge

Cash & Deposit

Coin processing - Must be rolledNo charge
Deposited Item Return$20

Account Services

Garnishment/Levy Processing$50
Subordination feeNo charge
Verification of depositNo charge

Other Fees

Statement Copy - per page$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account - monthly fee	$5	per month	None
Account Reconciliation	$20	Not stated	None
Paper Statement	$3	Not stated	None
Overdraft & NSF
Over draft fee (non sufficient funds fee)	$28	Not stated	None
ATM & Card
ATM Withdrawal or Transfer/transaction	$1	per transaction	None
Replace lost or stolen ATM/Debit/VISA card	$5	Not stated	None
Wire Transfers
Wire Transfer (Outgoing) domestic	$20	Not stated	None
Wires incoming	No charge	Not stated	None
Check Services
Official Check - Payment to third party	$5	Not stated	None
Official Check - Reissue	No charge	Not stated	None
Stop Payment	$20	Not stated	None
Starter checks - first 8 checks free	$15	Not stated	None
Check cashing fee	$15	Not stated	None
Check Copy	$7.50	Not stated	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin processing - Must be rolled	No charge	Not stated	None
Deposited Item Return	$20	Not stated	None
Account Services
Garnishment/Levy Processing	$50	Not stated	None
Subordination fee	No charge	Not stated	None
Verification of deposit	No charge	Not stated	None
Other Fees
Statement Copy - per page	$3	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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