Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Chiropractic Federal Credit Union

Farmington, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=account_research; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Account Reconciliation | $20.00" · Source

Dormant Account - monthly fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=dormant_account; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Dormant Account - monthly fee | $5.00" · Source

Paper Statement$3

At the national median

Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=paper_statement; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Paper Statement | $3.00" · Source

Overdraft & NSFVerified

Over draft fee (non sufficient funds fee)$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=nsf; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Over draft fee (non sufficient funds fee) | $28.00" · Source

ATM & CardVerified

ATM Withdrawal or Transfer/transaction$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=atm_non_network; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="ATM Withdrawal or Transfer/transaction | $1.00" · Source
Replace lost or stolen ATM/Debit/VISA card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=card_replacement; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Replace lost or stolen ATM/Debit/VISA card | $5.00 for first time/$10.00 for additional occurrence" · Source

Wire TransfersVerified

Wire Transfer (Outgoing) domestic$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=wire_domestic_outgoing; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Wire Transfer (Outgoing) domestic | $20.00" · Source
Wires incoming$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #4663. canonical_hint=wire_domestic_incoming; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Wires incoming | $0.00" · Source

Check ServicesVerified

Check cashing fee$15Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=check_cashing; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Check cashing fee | $15.00" · Source
Check Copy$7.50Above the typical range ($2–$5 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=check_image; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Check Copy | $7.50" · Source
Official Check - Payment to third party$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=cashiers_check; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Official Check - Payment to third party | $5.00" · Source
Official Check - Reissue$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4663. canonical_hint=cashiers_check; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Official Check - Reissue | $0.00" · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=stop_payment; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Stop Payment | $20.00" · Source

Digital & ElectronicVerified

Online Bill Pay$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4663. canonical_hint=bill_pay; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Online Bill Pay | $0.00" · Source

Cash & DepositVerified

Coin processing - Must be rolled$0Below the typical range ($0.10–$7.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4663. canonical_hint=coin_counting; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Coin processing - Must be rolled | $0.00" · Source
Deposited Item Return$20Within the typical range ($9.50–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=deposited_item_return; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Deposited Item Return | $20.00" · Source

Account ServicesVerified

Garnishment/Levy Processing$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=garnishment_levy; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Garnishment/Levy Processing | $50.00" · Source
Subordination fee$0Below the typical range ($25–$100 nationally)
$50 below the national median
Knox read a free fee from Rosetta artifact #4663. canonical_hint=legal_process; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Subordination fee | $0.00" · Source
Verification of deposit$0Below the typical range ($5–$16.13 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #4663. canonical_hint=account_verification; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Verification of deposit | $0.00" · Source

Lending FeesVerified

Skip a pay( first loan/more loans)$10Below the typical range ($15–$26.50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=late_payment; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Skip a pay( first loan/more loans) | $10.00/$15.00" · Source

Other FeesVerified

Statement Copy - per page$3Within the typical range ($2–$5 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=document_reproduction; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Statement Copy - per page | $3 per page with a $5 cap for the copy of monthly statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=account_research; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Account Reconciliation \| $20.00"	Source
Dormant Account - monthly fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=dormant_account; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Dormant Account - monthly fee \| $5.00"	Source
Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=paper_statement; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Paper Statement \| $3.00"	Source
Overdraft & NSFVerified
Over draft fee (non sufficient funds fee)	$28Within the typical range ($25–$32 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=nsf; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Over draft fee (non sufficient funds fee) \| $28.00"	Source
ATM & CardVerified
ATM Withdrawal or Transfer/transaction	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=atm_non_network; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="ATM Withdrawal or Transfer/transaction \| $1.00"	Source
Replace lost or stolen ATM/Debit/VISA card
Wire TransfersVerified
Wire Transfer (Outgoing) domestic	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=wire_domestic_outgoing; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Wire Transfer (Outgoing) domestic \| $20.00"	Source
Wires incoming
Check ServicesVerified
Check cashing fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=check_cashing; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Check cashing fee \| $15.00"	Source
Check Copy	$7.50
Digital & ElectronicVerified
Online Bill Pay	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #4663. canonical_hint=bill_pay; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Online Bill Pay \| $0.00"	Source
Cash & DepositVerified
Coin processing - Must be rolled	$0Below the typical range ($0.10–$7.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #4663. canonical_hint=coin_counting; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Coin processing - Must be rolled \| $0.00"	Source
Deposited Item Return
Account ServicesVerified
Garnishment/Levy Processing	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=garnishment_levy; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Garnishment/Levy Processing \| $50.00"	Source
Subordination fee
Lending FeesVerified
Skip a pay( first loan/more loans)	$10Below the typical range ($15–$26.50 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=late_payment; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Skip a pay( first loan/more loans) \| $10.00/$15.00"	Source
Other FeesVerified
Statement Copy - per page	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4663. canonical_hint=document_reproduction; text_hash=80a5926d45fd8532b6921ed4d001cf224700346ab6cb8410ba25f762aad626e7; excerpt="Statement Copy - per page \| $3 per page with a $5 cap for the copy of monthly statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 21 — leaner than most institutions

Verified fees

Under review

Assets

$41.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$41.7M

Total deposits

$35.5M

Service charge income (year to date)

$52K

Fee income ratio

5.2%

Return on assets

0.96%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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