Wayne Bank

Headquarters: Honesdale, Pennsylvania
Charter: Bank
Assets: $2.9B
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wayne Bank: $35
Wayne Bank: $35
U.S. median: no median
NSF / Returned Item
Wayne Bank: $35
Wayne Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Wayne Bank: $30
Wayne Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Bring fees, filings and market context together.

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Published fee schedule

Amounts from Wayne Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (excluding Wayne Wallet Account)No charge
Excess Transaction Fee (2)$10
per item

Overdraft & NSF

Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)$35
per item
Non-Sufficient Funds (NSF) Return Item (3)$35
per item
Non-Sufficient Funds (NSF) Uncollected Item (3)$35
per item
Continuous Overdraft (4)$5
per day
Overdraft Protection Sweep (from another Wayne Bank Account)$10
per item

ATM & Card

Lost or Stolen Card Replacement$5
per item
International Transaction Fee2%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$30
per item
Incoming Wire Transfer$15
per item
Foreign Outgoing Wire Transfer – Foreign Currency$65
per item
Incoming Foreign Wire Transfer Using SWIFT Code$25
per item

Check Services

Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks$5
per item
Official Checks$7
per item
Money Orders$5
per item
Stop Payment Fee$35
per item
Temporary Check Fee$0.25
per item
Check Collection Fee$25
per item

Cash & Deposit

Night Depository Vault Key Replacement$5
per item

Account Services

Annual Box Rent (5): 2 X 5$30
per year
Box Inventory Completed by Bank Employee$50
Not compared: Hourly charge, not annual
per hour
Key Replacement (single lost key)$35
Not compared: Box drilling or key fee
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)$150
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$100
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$100
Safe Deposit Box 3 X 10$50
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$50
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)$35
Safe Deposit Box 3 X 8$40
Safe Deposit Box 3 X 8 (audience not stated, treated as personal)$40
Safe Deposit Box 4 X 10$55
Safe Deposit Box 4 X 10 (audience not stated, treated as personal)$55
Safe Deposit Box 4 X 5 (audience not stated, treated as personal)$40
Safe Deposit Box 5 X 10$65
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$65
Safe Deposit Box 5 X 5$45
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)$45
Safe Deposit Box 5X 6$50
Safe Deposit Box 5X 6 (audience not stated, treated as personal)$50
Safe Deposit Box 6 X 10$80
Safe Deposit Box 6 X 10 (audience not stated, treated as personal)$80
Safe Deposit Box 8 X 10$90
Safe Deposit Box 8 X 10 (audience not stated, treated as personal)$90
Safe Deposit Box 9 X 10$95
Safe Deposit Box 9 X 10 (audience not stated, treated as personal)$95

Retirement & IRA

Overdrawn IRA Transfer Fee (audience not stated, treated as personal)$25
per item

Other Fees

Extra/Reproduced Statement$5
Not compared: Charged per statement; comparison unavailable
per statement · Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (excluding Wayne Wallet Account)	No charge	Not stated	None
Excess Transaction Fee (2)	$10	per item	None
Overdraft & NSF
Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Return Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Uncollected Item (3)	$35	per item	None
Continuous Overdraft (4)	$5	per day	None
Overdraft Protection Sweep (from another Wayne Bank Account)	$10	per item	None
ATM & Card
Lost or Stolen Card Replacement	$5	per item	None
International Transaction Fee	2%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$30	per item	None
Incoming Wire Transfer	$15	per item	None
Foreign Outgoing Wire Transfer – Foreign Currency	$65	per item	None
Incoming Foreign Wire Transfer Using SWIFT Code	$25	per item	None
Check Services
Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks	$5	per item	None
Official Checks	$7	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$35	per item	None
Temporary Check Fee	$0.25	per item	None
Check Collection Fee	$25	per item	None
Cash & Deposit
Night Depository Vault Key Replacement	$5	per item	None
Account Services
Annual Box Rent (5): 2 X 5	$30	per year	None
Box Inventory Completed by Bank Employee	$50Not compared: Hourly charge, not annual	per hour	None
Key Replacement (single lost key)	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$100	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$100	Not stated	None
Safe Deposit Box 3 X 10	$50	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3 X 8	$40	Not stated	None
Safe Deposit Box 3 X 8 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 4 X 10	$55	Not stated	None
Safe Deposit Box 4 X 10 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 4 X 5 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5 X 10	$65	Not stated	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 5 X 5	$45	Not stated	None
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5X 6	$50	Not stated	None
Safe Deposit Box 5X 6 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 6 X 10	$80	Not stated	None
Safe Deposit Box 6 X 10 (audience not stated, treated as personal)	$80	Not stated	None
Safe Deposit Box 8 X 10	$90	Not stated	None
Safe Deposit Box 8 X 10 (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 9 X 10	$95	Not stated	None
Safe Deposit Box 9 X 10 (audience not stated, treated as personal)	$95	Not stated	None
Retirement & IRA
Overdrawn IRA Transfer Fee (audience not stated, treated as personal)	$25	per item	None
Other Fees
Extra/Reproduced Statement	$5Not compared: Charged per statement; comparison unavailable	per statement	Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee$5
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (excluding Wayne Wallet Account)No charge
Excess Transaction Fee (2)$10
per item

Overdraft & NSF

Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)$35
per item
Non-Sufficient Funds (NSF) Return Item (3)$35
per item
Non-Sufficient Funds (NSF) Uncollected Item (3)$35
per item
Continuous Overdraft (4)$5
per day
Overdraft Protection Sweep (from another Wayne Bank Account)$10
per item

ATM & Card

Lost or Stolen Card Replacement$5
per item
International Transaction Fee2%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$30
per item
Incoming Wire Transfer$15
per item
Foreign Outgoing Wire Transfer – Foreign Currency$65
per item
Incoming Foreign Wire Transfer Using SWIFT Code$25
per item

Check Services

Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks$5
per item
Official Checks$7
per item
Money Orders$5
per item
Stop Payment Fee$35
per item
Temporary Check Fee$0.25
per item
Check Collection Fee$25
per item

Cash & Deposit

Returned Deposited Item Fee (Business Accounts Only)$15
per item
Night Depository Vault Key Replacement$5
per item

Account Services

Annual Box Rent (5): 2 X 5$30
per year
Box Inventory Completed by Bank Employee$50
Not compared: Hourly charge, not annual
per hour
Key Replacement (single lost key)$35
Not compared: Box drilling or key fee
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)$150
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$100
Safe Deposit Box 3 X 10$50
Safe Deposit Box 3 X 8$40
Safe Deposit Box 4 X 10$55
Safe Deposit Box 5 X 10$65
Safe Deposit Box 5 X 5$45
Safe Deposit Box 5X 6$50
Safe Deposit Box 6 X 10$80
Safe Deposit Box 8 X 10$90
Safe Deposit Box 9 X 10$95

Other Fees

Extra/Reproduced Statement$5
Not compared: Charged per statement; comparison unavailable
per statement · Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (excluding Wayne Wallet Account)	No charge	Not stated	None
Excess Transaction Fee (2)	$10	per item	None
Overdraft & NSF
Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Return Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Uncollected Item (3)	$35	per item	None
Continuous Overdraft (4)	$5	per day	None
Overdraft Protection Sweep (from another Wayne Bank Account)	$10	per item	None
ATM & Card
Lost or Stolen Card Replacement	$5	per item	None
International Transaction Fee	2%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$30	per item	None
Incoming Wire Transfer	$15	per item	None
Foreign Outgoing Wire Transfer – Foreign Currency	$65	per item	None
Incoming Foreign Wire Transfer Using SWIFT Code	$25	per item	None
Check Services
Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks	$5	per item	None
Official Checks	$7	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$35	per item	None
Temporary Check Fee	$0.25	per item	None
Check Collection Fee	$25	per item	None
Cash & Deposit
Returned Deposited Item Fee (Business Accounts Only)	$15	per item	None
Night Depository Vault Key Replacement	$5	per item	None
Account Services
Annual Box Rent (5): 2 X 5	$30	per year	None
Box Inventory Completed by Bank Employee	$50Not compared: Hourly charge, not annual	per hour	None
Key Replacement (single lost key)	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$100	Not stated	None
Safe Deposit Box 3 X 10	$50	Not stated	None
Safe Deposit Box 3 X 8	$40	Not stated	None
Safe Deposit Box 4 X 10	$55	Not stated	None
Safe Deposit Box 5 X 10	$65	Not stated	None
Safe Deposit Box 5 X 5	$45	Not stated	None
Safe Deposit Box 5X 6	$50	Not stated	None
Safe Deposit Box 6 X 10	$80	Not stated	None
Safe Deposit Box 8 X 10	$90	Not stated	None
Safe Deposit Box 9 X 10	$95	Not stated	None
Other Fees
Extra/Reproduced Statement	$5Not compared: Charged per statement; comparison unavailable	per statement	Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Wayne Bank's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wayne Bank: $35
Wayne Bank: $35
U.S. median: no median
NSF / Returned Item
Wayne Bank: $35
Wayne Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Wayne Bank: $30
Wayne Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Wayne Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (excluding Wayne Wallet Account)No charge
Excess Transaction Fee (2)$10
per item

Overdraft & NSF

Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)$35
per item
Non-Sufficient Funds (NSF) Return Item (3)$35
per item
Non-Sufficient Funds (NSF) Uncollected Item (3)$35
per item
Continuous Overdraft (4)$5
per day
Overdraft Protection Sweep (from another Wayne Bank Account)$10
per item

ATM & Card

Lost or Stolen Card Replacement$5
per item
International Transaction Fee2%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$30
per item
Incoming Wire Transfer$15
per item
Foreign Outgoing Wire Transfer – Foreign Currency$65
per item
Incoming Foreign Wire Transfer Using SWIFT Code$25
per item

Check Services

Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks$5
per item
Official Checks$7
per item
Money Orders$5
per item
Stop Payment Fee$35
per item
Temporary Check Fee$0.25
per item
Check Collection Fee$25
per item

Cash & Deposit

Night Depository Vault Key Replacement$5
per item

Account Services

Annual Box Rent (5): 2 X 5$30
per year
Box Inventory Completed by Bank Employee$50
Not compared: Hourly charge, not annual
per hour
Key Replacement (single lost key)$35
Not compared: Box drilling or key fee
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)$150
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$100
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$100
Safe Deposit Box 3 X 10$50
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$50
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)$35
Safe Deposit Box 3 X 8$40
Safe Deposit Box 3 X 8 (audience not stated, treated as personal)$40
Safe Deposit Box 4 X 10$55
Safe Deposit Box 4 X 10 (audience not stated, treated as personal)$55
Safe Deposit Box 4 X 5 (audience not stated, treated as personal)$40
Safe Deposit Box 5 X 10$65
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$65
Safe Deposit Box 5 X 5$45
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)$45
Safe Deposit Box 5X 6$50
Safe Deposit Box 5X 6 (audience not stated, treated as personal)$50
Safe Deposit Box 6 X 10$80
Safe Deposit Box 6 X 10 (audience not stated, treated as personal)$80
Safe Deposit Box 8 X 10$90
Safe Deposit Box 8 X 10 (audience not stated, treated as personal)$90
Safe Deposit Box 9 X 10$95
Safe Deposit Box 9 X 10 (audience not stated, treated as personal)$95

Retirement & IRA

Overdrawn IRA Transfer Fee (audience not stated, treated as personal)$25
per item

Other Fees

Extra/Reproduced Statement$5
Not compared: Charged per statement; comparison unavailable
per statement · Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (excluding Wayne Wallet Account)	No charge	Not stated	None
Excess Transaction Fee (2)	$10	per item	None
Overdraft & NSF
Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Return Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Uncollected Item (3)	$35	per item	None
Continuous Overdraft (4)	$5	per day	None
Overdraft Protection Sweep (from another Wayne Bank Account)	$10	per item	None
ATM & Card
Lost or Stolen Card Replacement	$5	per item	None
International Transaction Fee	2%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$30	per item	None
Incoming Wire Transfer	$15	per item	None
Foreign Outgoing Wire Transfer – Foreign Currency	$65	per item	None
Incoming Foreign Wire Transfer Using SWIFT Code	$25	per item	None
Check Services
Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks	$5	per item	None
Official Checks	$7	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$35	per item	None
Temporary Check Fee	$0.25	per item	None
Check Collection Fee	$25	per item	None
Cash & Deposit
Night Depository Vault Key Replacement	$5	per item	None
Account Services
Annual Box Rent (5): 2 X 5	$30	per year	None
Box Inventory Completed by Bank Employee	$50Not compared: Hourly charge, not annual	per hour	None
Key Replacement (single lost key)	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$100	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$100	Not stated	None
Safe Deposit Box 3 X 10	$50	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3 X 8	$40	Not stated	None
Safe Deposit Box 3 X 8 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 4 X 10	$55	Not stated	None
Safe Deposit Box 4 X 10 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 4 X 5 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5 X 10	$65	Not stated	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 5 X 5	$45	Not stated	None
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5X 6	$50	Not stated	None
Safe Deposit Box 5X 6 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 6 X 10	$80	Not stated	None
Safe Deposit Box 6 X 10 (audience not stated, treated as personal)	$80	Not stated	None
Safe Deposit Box 8 X 10	$90	Not stated	None
Safe Deposit Box 8 X 10 (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 9 X 10	$95	Not stated	None
Safe Deposit Box 9 X 10 (audience not stated, treated as personal)	$95	Not stated	None
Retirement & IRA
Overdrawn IRA Transfer Fee (audience not stated, treated as personal)	$25	per item	None
Other Fees
Extra/Reproduced Statement	$5Not compared: Charged per statement; comparison unavailable	per statement	Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee$5
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (excluding Wayne Wallet Account)No charge
Excess Transaction Fee (2)$10
per item

Overdraft & NSF

Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)$35
per item
Non-Sufficient Funds (NSF) Return Item (3)$35
per item
Non-Sufficient Funds (NSF) Uncollected Item (3)$35
per item
Continuous Overdraft (4)$5
per day
Overdraft Protection Sweep (from another Wayne Bank Account)$10
per item

ATM & Card

Lost or Stolen Card Replacement$5
per item
International Transaction Fee2%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$30
per item
Incoming Wire Transfer$15
per item
Foreign Outgoing Wire Transfer – Foreign Currency$65
per item
Incoming Foreign Wire Transfer Using SWIFT Code$25
per item

Check Services

Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks$5
per item
Official Checks$7
per item
Money Orders$5
per item
Stop Payment Fee$35
per item
Temporary Check Fee$0.25
per item
Check Collection Fee$25
per item

Cash & Deposit

Returned Deposited Item Fee (Business Accounts Only)$15
per item
Night Depository Vault Key Replacement$5
per item

Account Services

Annual Box Rent (5): 2 X 5$30
per year
Box Inventory Completed by Bank Employee$50
Not compared: Hourly charge, not annual
per hour
Key Replacement (single lost key)$35
Not compared: Box drilling or key fee
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)$150
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$100
Safe Deposit Box 3 X 10$50
Safe Deposit Box 3 X 8$40
Safe Deposit Box 4 X 10$55
Safe Deposit Box 5 X 10$65
Safe Deposit Box 5 X 5$45
Safe Deposit Box 5X 6$50
Safe Deposit Box 6 X 10$80
Safe Deposit Box 8 X 10$90
Safe Deposit Box 9 X 10$95

Other Fees

Extra/Reproduced Statement$5
Not compared: Charged per statement; comparison unavailable
per statement · Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (excluding Wayne Wallet Account)	No charge	Not stated	None
Excess Transaction Fee (2)	$10	per item	None
Overdraft & NSF
Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Return Item (3)	$35	per item	None
Non-Sufficient Funds (NSF) Uncollected Item (3)	$35	per item	None
Continuous Overdraft (4)	$5	per day	None
Overdraft Protection Sweep (from another Wayne Bank Account)	$10	per item	None
ATM & Card
Lost or Stolen Card Replacement	$5	per item	None
International Transaction Fee	2%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$30	per item	None
Incoming Wire Transfer	$15	per item	None
Foreign Outgoing Wire Transfer – Foreign Currency	$65	per item	None
Incoming Foreign Wire Transfer Using SWIFT Code	$25	per item	None
Check Services
Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks	$5	per item	None
Official Checks	$7	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$35	per item	None
Temporary Check Fee	$0.25	per item	None
Check Collection Fee	$25	per item	None
Cash & Deposit
Returned Deposited Item Fee (Business Accounts Only)	$15	per item	None
Night Depository Vault Key Replacement	$5	per item	None
Account Services
Annual Box Rent (5): 2 X 5	$30	per year	None
Box Inventory Completed by Bank Employee	$50Not compared: Hourly charge, not annual	per hour	None
Key Replacement (single lost key)	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$100	Not stated	None
Safe Deposit Box 3 X 10	$50	Not stated	None
Safe Deposit Box 3 X 8	$40	Not stated	None
Safe Deposit Box 4 X 10	$55	Not stated	None
Safe Deposit Box 5 X 10	$65	Not stated	None
Safe Deposit Box 5 X 5	$45	Not stated	None
Safe Deposit Box 5X 6	$50	Not stated	None
Safe Deposit Box 6 X 10	$80	Not stated	None
Safe Deposit Box 8 X 10	$90	Not stated	None
Safe Deposit Box 9 X 10	$95	Not stated	None
Other Fees
Extra/Reproduced Statement	$5Not compared: Charged per statement; comparison unavailable	per statement	Extra/Reproduced Statement $ 5.00 Per Statement
Photocopy Fee	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.