Artesian Federal Credit Union

Headquarters: Leesburg, Georgia
Charter: Credit Union
Assets: $29.1M
Fed district: Atlanta
Regulator: NCUA

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026

How these figures are measured

Call-report figures are for Artesian Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Artesian Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 17, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Artesian Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $34K in Q2 2026, 13% below the same quarter a year earlier ($39K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Artesian Federal Credit Union: $5
Artesian Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Artesian Federal Credit Union: $35
Artesian Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Artesian Federal Credit Union: $15
Artesian Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 17% from Q3 2025 to Q2 2026, to $34K.

Fee income, Q2 2026

$34K

$41KQ3 2025

$35KQ4 2025

$38KQ1 2026

$34KQ2 2026

Against the median

Artesian Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Artesian Federal Credit Union · $29M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$28M to $30M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Artesian Federal Credit Union(this institution)	Leesburg, GA	$29M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alcon Employees Federal Credit Union	Fort Worth, TX	$30M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Alloy Federal Credit Union	Alloy, WV	$30M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bridgeport Police Federal Credit Union	Bridgeport, CT	$30M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Butler County Teachers Federal Credit Union	Butler, PA	$29M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Canandaigua Federal Credit Union	Canandaigua, NY	$29M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Casebine Community Federal Credit Union	Burlington, IA	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Emerald Empire Federal Credit Union	Springfield, OR	$29M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Gha Federal Credit Union	Greenwich, CT	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Government Printing Office Federal Credit Union	Washington, DC	$29M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Highway Alliance Federal Credit Union	Jefferson city, MO	$30M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Htm Federal Credit Union	Haverhill, MA	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
I B E W 26 Federal Credit Union	Lanham, MD	$30M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Malden Federal Credit Union	Malden, MA	$29M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Manville Area Federal Credit Union	Manville, NJ	$30M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Mississippi Public Employees Federal Credit Union	Jackson, MS	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Rocket Federal Credit Union	McGregor, TX	$28M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Rushmore Electric Federal Credit Union	Rapid City, SD	$29M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Slo Federal Credit Union	San Luis Obispo, CA	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southern Teachers & Parents Federal Credit Union	Baton Rouge, LA	$29M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sun Pacific Federal Credit Union	Richmond, CA	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Texas Associations Of Professionals Federal Credit Union	San Antonio, TX	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Tri-Lakes Federal Credit Union	Saranac Lake, NY	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Federal Credit Union	Tyler, TX	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Valwood Park Federal Credit Union	Carrollton, TX	$30M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wee Federal Credit Union	Parkersburg, WV	$29M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Artesian Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Artesian Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Artesian Federal Credit U…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Artesian Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $34K
vs prior quarter: −$4K−10.5%; from Q1 2026
vs a year earlier: −$5K−12.8%; from Q2 2025
vs start of range: −$41K−54.7%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Artesian Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$34K	−$4K	−10.5%
Q1 2026	$38K	+$3K	+8.6%
Q4 2025	$35K	−$6K	−14.6%
Q3 2025	$41K	+$2K	+5.1%
Q2 2025	$39K	−$3K	−7.1%
Q1 2025	$42K	+$91K
Q4 2024	-$49K	−$124K
Q3 2024	$75K	+$7K	+10.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Artesian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Fee$5
Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Regular Share Excess Withdrawal$5
per item
Bad Address$5

Overdraft & NSF

Overdraft$5
per item
ATM/POS NSF$35
per item
NSF$35
per item

ATM & Card

Card Replacement$5
per item

Wire Transfers

Wire Transfer (Outgoing)$15
per item

Check Services

Stop Payment$30
per item

Cash & Deposit

Deposit item Charge Back: Due to Members’ NSF Due to Payers’ NSF$15
per item

Other Fees

Statement Reproduction$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Fee	$5	Not stated	None
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Regular Share Excess Withdrawal	$5	per item	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft	$5	per item	None
ATM/POS NSF	$35	per item	None
NSF	$35	per item	None
ATM & Card
Card Replacement	$5	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$15	per item	None
Check Services
Stop Payment	$30	per item	None
Cash & Deposit
Deposit item Charge Back: Due to Members’ NSF Due to Payers’ NSF	$15	per item	None
Other Fees
Statement Reproduction	$3	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Artesian Federal Credit Union's early account closure changes in our data

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