Traverse Catholic Federal Credit Union

Headquarters: Traverse City, Michigan
Charter: Credit Union
Assets: $92.2M
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Traverse Catholic Federal Credit Union: $30
Traverse Catholic Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Traverse Catholic Federal Credit Union: $1 to $3
Traverse Catholic Federal Credit Union: $1 to $3
U.S. median: no median
Wire Transfer (Domestic Out)
Traverse Catholic Federal Credit Union: $20
Traverse Catholic Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Traverse Catholic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Cancel Membership < 180 days$20
Dormant Accounts$15
per month
Escheated Account$40
per item
Special Request Look Up$10
Paper Statement Fee$1
Return Statement$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF$30
per item
Daily Negative Balance FeeNo charge
per day

ATM & Card

ATM Transaction Fee for Non$3
per item
ATM Transaction Fee: 5 Free Transactions per month, then$1
ATM/Debit Replacement Cards$25
per item
Member ID Card Replacement (audience not stated, treated as personal)$2
per item
Rush Card Delivery$50
per item

Wire Transfers

Domestic Outgoing Wire$20
per item
Incoming WireNo charge
International Outgoing Wire$50
per item

Check Services

Money Orders & TCFCU Checks$2
Stop Payment on a Check or ACH$27
per item
Starter Checks, 1 free sheet$4
per item
Non-Member On Us Check Cashing$5
per item
Copy of a Cleared Check (Free Online up to 1 Year)$3
per item

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Coin Machine10%
Coin Machine (audience not stated, treated as personal)10%
Deposited Check Returned UnpaidNo charge

Account Services

Non-Member Notary$5
per item
Fee for Writ of Garnishments or Levies$40
per item
Account Verification$5

Other Fees

Photocopies & Faxes$0.50
Not compared: Charged per page; comparison unavailable
per page
Photocopies & Faxes: First 5 pages free, then$0.50
per item
Statement Copies$2

Fee	Amount	Basis	Note
Account Maintenance
Cancel Membership < 180 days	$20	Not stated	None
Dormant Accounts	$15	per month	None
Escheated Account	$40	per item	None
Special Request Look Up	$10	Not stated	None
Paper Statement Fee	$1	Not stated	None
Return Statement	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF	$30	per item	None
Daily Negative Balance Fee	No charge	per day	None
ATM & Card
ATM Transaction Fee for Non	$3	per item	None
ATM Transaction Fee: 5 Free Transactions per month, then	$1	Not stated	None
ATM/Debit Replacement Cards	$25	per item	None
Member ID Card Replacement (audience not stated, treated as personal)	$2	per item	None
Rush Card Delivery	$50	per item	None
Wire Transfers
Domestic Outgoing Wire	$20	per item	None
Incoming Wire	No charge	Not stated	None
International Outgoing Wire	$50	per item	None
Check Services
Money Orders & TCFCU Checks	$2	Not stated	None
Stop Payment on a Check or ACH	$27	per item	None
Starter Checks, 1 free sheet	$4	per item	None
Non-Member On Us Check Cashing	$5	per item	None
Copy of a Cleared Check (Free Online up to 1 Year)	$3	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin Machine	10%	Not stated	None
Coin Machine (audience not stated, treated as personal)	10%	Not stated	None
Deposited Check Returned Unpaid	No charge	Not stated	None
Account Services
Non-Member Notary	$5	per item	None
Fee for Writ of Garnishments or Levies	$40	per item	None
Account Verification	$5	Not stated	None
Other Fees
Photocopies & Faxes	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Photocopies & Faxes: First 5 pages free, then	$0.50	per item	None
Statement Copies	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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