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Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research Fee | $25Within the typical range ($20–$25 nationally) | At the national median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median | per month | — | Source |
| Paper Statement (excluding Wayne Wallet Account) | $0Below the typical range ($2–$4 nationally) | $3 below the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| Continuous Overdraft (4) | $5Within the typical range ($5–$15.50 nationally) | At the national median | — | — | Source |
| Non-Sufficient Funds (NSF) Return Item (3) | $35 | ||||
ATM & CardVerified | |||||
| Lost or Stolen Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median | — | — | Source |
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer | $30Above the typical range ($20–$25 nationally) | $5 above the national median | — | — | Source |
| Foreign Outgoing Wire Transfer – Foreign Currency | $65 | ||||
Check ServicesVerified | |||||
| Money Orders | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median | per item | — | Source |
| Official Bank Check Fees (Waived for Rewards Checking Accounts): Certified Checks | $5 | ||||
Cash & DepositVerified | |||||
| Night Depository Vault Key Replacement | $5Within the typical range ($5–$20 nationally) | $5 below the national median | — | — | Source |
| Returned Deposited Item Fee (Business Accounts Only) | $15 | ||||
Account ServicesVerified | |||||
| /1 Hour Minimum Key Replacement (single lost key) | $35Within the typical range ($30–$70 nationally) | $10 below the national median | — | — | Source |
| 10 X 10 | $100 | ||||
Retirement & IRAVerified | |||||
| Overdrawn IRA Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national median | — | — | Source |
Other FeesVerified | |||||
| Photocopy Fee | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median | — | — | Source |
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Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$2.9B
Work at Wayne Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.9B
Total deposits
$2.5B
Service charge income
$656K
Fee income ratio
2.2%
Return on assets
1.31%
Branches
33
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median |
| per item |
| — |
| Source |
| Non-Sufficient Funds and Overdraft Fees: Non-Sufficient Funds (NSF) Item (3) | $35Above the typical range ($25–$32 nationally) | $5 above the national median | per item | — | Source |
| Overdraft Protection Fees: Overdraft Protection Sweep (from another Wayne Bank Account) | $10Above the typical range ($3–$5 nationally) | $5 above the national median | — | — | Source |
| $15 above the national median |
| — |
| — |
| Source |
| Incoming Foreign Wire Transfer Using SWIFT Code | $25Within the typical range ($10–$25 nationally) | $5 above the national median | — | — | Source |
| Transfer Fees: Incoming Wire Transfer | $15Within the typical range ($5–$15 nationally) | $5 above the national median | — | — | Source |
| At the national median |
| per item |
| — |
| Source |
| Official Checks | $7Above the typical range ($3–$6 nationally) | $2 above the national median | per item | — | Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $9 above the national median | per item | — | Source |
| At the national median |
| per item |
| — |
| Source |
| $55 above the national median |
| — |
| — |
| Source |
| 3 X 8 | $40Within the typical range ($30–$70 nationally) | $5 below the national median | — | — | Source |
| 4 X 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median | — | — | Source |
| 5 X 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median | — | — | Source |
| 5 X 5 | $45Within the typical range ($30–$70 nationally) | At the national median | — | — | Source |
| 6 X 10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median | — | — | Source |
| 8 X 10 | $90Above the typical range ($30–$70 nationally) | $45 above the national median | — | — | Source |
| 9 X 10 | $95Above the typical range ($30–$70 nationally) | $50 above the national median | — | — | Source |
| Account Restraint Services Fee (Writs, Levies, Garnishments, Citations, Interrogatories, etc.) | $100Above the typical range ($30–$75 nationally) | $50 above the national median | per item | — | Source |
| plus drilling cost Box Inventory Completed by Bank Employee | $50Within the typical range ($30–$70 nationally) | $5 above the national median | — | — | Source |
| Safe Deposit Box (SDB) Fees: Box Drilling (both keys lost) | $150Above the typical range ($30–$70 nationally) | $105 above the national median | — | — | Source |