Abilene Teachers Federal Credit Union

Headquarters: Abilene, Texas
Charter: Credit Union
Assets: $690.4M
Fed district: Dallas

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Restart Checking Account
Abilene Teachers Federal Credit Union: $5
Abilene Teachers Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Abilene Teachers Federal Credit Union: $25
Abilene Teachers Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Abilene Teachers Federal Credit Union: $25
Abilene Teachers Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Abilene Teachers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Restart Checking Account Monthly service charge$5
per month
Account closed within 90 days of opening$15
per item
Account Research & Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Privilege Fee$25
Insufficient Funds (NSF)$25
per item
Online Bill Payment NSF Fee$25
per item

ATM & Card

Transaction Fee for Out-of-Network ATMs$1
Debit Card Replacement$5

Wire Transfers

Domestic Wire Fee (outgoing)$15
per item
International Wire Fee (outgoing)$40
per item

Check Services

Cashier's Check$2
per item
Money Orders$1
per item
Stop Payment Fee (checks and drafts)$25
per item
Temporary Checks$4
Not compared: Charged per page; comparison unavailable
per page
Photocopy of Cancelled Checks$2
per item

Cash & Deposit

Returned Deposited Check$15
per item

Account Services

Notary ServiceNo charge
Lien/Levy/Garnishment$25
per item

Lending Fees

Late Payment Fee (audience not stated, treated as personal)5%
Late Payment Fee, Credit Cards: After 15 days late$15
per item

Gift & Prepaid Cards

Gift Cards$2.50
per item

Other Fees

Statement Copies$2
Use of Fax Machine$3

Fee	Amount	Basis	Note
Account Maintenance
Restart Checking Account Monthly service charge	$5	per month	None
Account closed within 90 days of opening	$15	per item	None
Account Research & Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Privilege Fee	$25	Not stated	None
Insufficient Funds (NSF)	$25	per item	None
Online Bill Payment NSF Fee	$25	per item	None
ATM & Card
Transaction Fee for Out-of-Network ATMs	$1	Not stated	None
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Domestic Wire Fee (outgoing)	$15	per item	None
International Wire Fee (outgoing)	$40	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Orders	$1	per item	None
Stop Payment Fee (checks and drafts)	$25	per item	None
Temporary Checks	$4Not compared: Charged per page; comparison unavailable	per page	None
Photocopy of Cancelled Checks	$2	per item	None
Cash & Deposit
Returned Deposited Check	$15	per item	None
Account Services
Notary Service	No charge	Not stated	None
Lien/Levy/Garnishment	$25	per item	None
Lending Fees
Late Payment Fee (audience not stated, treated as personal)	5%	Not stated	None
Late Payment Fee, Credit Cards: After 15 days late	$15	per item	None
Gift & Prepaid Cards
Gift Cards	$2.50	per item	None
Other Fees
Statement Copies	$2	Not stated	None
Use of Fax Machine	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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