14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 30, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $28, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Temple-Inland Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure Fee (in 90 days) | $5 | Not stated | None |
| Return Mail Fee (after second returned piece) | $10 | Not stated | None |
| Returned Mail Fee (after 2nd piece) | $15 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay Fee | $28 | per item | None |
| Insufficient Item | $28 | per item | None |
| Returned check Fee | $28 | per item | None |
| Returned Check Fee | $10 | Not stated | None |
| Overdraft Protection Transfers from savings | $8 | per item | None |
| Overdraft Protection/ Transfer Fee | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| ATM replacement card | $15 | Not stated | None |
| Debit replacement card | $15 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (outgoing) | $30 | per item | None |
| Incoming Wire | No charge | Not stated | None |
| Wire Transfer (incoming) | $30 | per item | None |
Check Services | |||
| Money Orders | $2 | per item | None |
| Stop Payment | $35 | per item | None |
| Stop Payment | $28 | per item | None |
| Temporary Checks (8 checks) | $5 | per item | None |
| Temporary Checks (8 checks) | $2 | Not stated | None |
| Photocopy of check | $2 | per item | None |
Account Services | |||
| Garnishments / Levies | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Garnishments & Levies | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Lending Fees | |||
| Loan Late Fee | $50 | Not stated | None |
Other Fees | |||
| Statement copies | $5 | Not stated | None |
| Statement copies | $2 | per item | None |
| Statement copy | $5 | per item | None |
Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.