Walled Lake Schools Federal Credit Union

Headquarters: Wolverine Lake, Michigan
Charter: Credit Union
Assets: $138.4M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Walled Lake Schools Federal Credit Union: $30
Walled Lake Schools Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Walled Lake Schools Federal Credit Union: $30
Walled Lake Schools Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Walled Lake Schools Federal Credit Union: $2
Walled Lake Schools Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Walled Lake Schools Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Returned Mail/Bad Address$5

Overdraft & NSF

Debit Card Overdraft$30
NSF$30
per item
NSF Check Fee$30

ATM & Card

ATM Usage (after 8 withdrawals)$2
Non-Network ATM$2
ATM Card Replacement$5
Debit Card Replacement$5
Replacement card fee$5
per item
VISA Card Replacement$5
ATM/Debit Card Rush Order$35
VISA Card Rush Replacement$35

Check Services

Cashiers Check$2
Money Orders$1.50
Stop Payment$25
Non Member Check Cashing Fee$5
Copy of Check$3

Digital & Electronic

Inactive Bill Pay$3

Account Services

Drill Box - New Lock$300
Not compared: Box drilling or key fee
One Lost Key – Replacement$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$110
per year
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$110
per year
Safe Deposit Box 3 X 10$45
per year
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$45
per year
Safe Deposit Box 3 X 5$25
per year
Safe Deposit Box 5 X 10$60
per year
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$60
per year
Safe Deposit Box 5 X 5$40
per year
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)$40
per year
Safe Deposit Boxes (Annual Fee)$25
per year
Levies, Writs, and Garnishments$50
Loan Subordination$50
Account Verification Request$2

Lending Fees

Visa Late Fee$10

Retirement & IRA

IRA Account Closing$10

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Copy of Statement (PER MONTH)$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Returned Mail/Bad Address	$5	Not stated	None
Overdraft & NSF
Debit Card Overdraft	$30	Not stated	None
NSF	$30	per item	None
NSF Check Fee	$30	Not stated	None
ATM & Card
ATM Usage (after 8 withdrawals)	$2	Not stated	None
Non-Network ATM	$2	Not stated	None
ATM Card Replacement	$5	Not stated	None
Debit Card Replacement	$5	Not stated	None
Replacement card fee	$5	per item	None
VISA Card Replacement	$5	Not stated	None
ATM/Debit Card Rush Order	$35	Not stated	None
VISA Card Rush Replacement	$35	Not stated	None
Check Services
Cashiers Check	$2	Not stated	None
Money Orders	$1.50	Not stated	None
Stop Payment	$25	Not stated	None
Non Member Check Cashing Fee	$5	Not stated	None
Copy of Check	$3	Not stated	None
Digital & Electronic
Inactive Bill Pay	$3	Not stated	None
Account Services
Drill Box - New Lock	$300Not compared: Box drilling or key fee	Not stated	None
One Lost Key – Replacement	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$110	per year	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$110	per year	None
Safe Deposit Box 3 X 10	$45	per year	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box 3 X 5	$25	per year	None
Safe Deposit Box 5 X 10	$60	per year	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$60	per year	None
Safe Deposit Box 5 X 5	$40	per year	None
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)	$40	per year	None
Safe Deposit Boxes (Annual Fee)	$25	per year	None
Levies, Writs, and Garnishments	$50	Not stated	None
Loan Subordination	$50	Not stated	None
Account Verification Request	$2	Not stated	None
Lending Fees
Visa Late Fee	$10	Not stated	None
Retirement & IRA
IRA Account Closing	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Copy of Statement (PER MONTH)	$3Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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