Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Walled Lake Schools Federal Credit Union

Wolverine Lake, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Debit Card Overdraft$30Within the typical range ($25–$32 nationally)
At the national median
Source
NSF Check Fee$30Within the typical range ($25–$31 nationally)
At the national median
Source

ATM & CardVerified

ATM Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
ATM Usage (after 8 withdrawals)$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
ATM/Debit Card Rush Order$35Within the typical range ($30–$50 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashiers Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Source
Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Source
Money Orders$1.50Below the typical range ($1.75–$3 nationally)
$0.50 below the national median
Source
Non Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Account ServicesVerified

Levies, Writs, and Garnishments$50Within the typical range ($30–$75 nationally)
At the national median
Source
Loan Subordination$50Within the typical range ($50–$150 nationally)
$50 below the national median
Source
Safe Deposit Boxes (Annual Fee) | 3 X 5$25Within the typical range ($25–$80 nationally)
$20 below the national median
per year · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Debit Card Overdraft	$30Within the typical range ($25–$32 nationally)	At the national median	—	—	Source
NSF Check Fee	$30Within the typical range ($25–$31 nationally)
ATM & CardVerified
ATM Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
ATM Usage (after 8 withdrawals)	$2
Check ServicesVerified
Cashiers Check	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	—	—	Source
Copy of Check	$3Within the typical range ($2–$5 nationally)
Digital & ElectronicVerified
Inactive Bill Pay	$3Within the typical range ($0–$11.48 nationally)	$1.97 below the national median	—	—	Source
Account ServicesVerified
Levies, Writs, and Garnishments	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Loan Subordination	$50
Lending FeesVerified
Visa Late Fee	$10Below the typical range ($15–$25 nationally)	$11 below the national median	—	—	Source
Retirement & IRAVerified
IRA Account Closing	$10Below the typical range ($25–$35.63 nationally)	$15 below the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.45 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Copy of Statement (PER MONTH)	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 19 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$138.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$138.4M

Total deposits

$119.0M

Service charge income (year to date)

$41K

Fee income ratio

1.4%

Return on assets

1.37%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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