Phb Employees Federal Credit Union

Headquarters: Fairview, Pennsylvania
Charter: Credit Union
Assets: $8.2M
Fed district: Cleveland

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Phb Employees Federal Credit Union: $5
Phb Employees Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Phb Employees Federal Credit Union: $20
Phb Employees Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Phb Employees Federal Credit Union: $1
Phb Employees Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Phb Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$2
per month
Escheat Fee - (audience not stated, treated as personal)$50
Account reconcilement$25
Not compared: Charged per hour; comparison unavailable
per hour
Account reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive withdrawal (youth)$1
Bad address/no forwarding$5
Bad address/postal notification$1

Overdraft & NSF

Overdraft (with phone call)$5
NSF Debit card transaction$20
NSF Fee (per item)$20
per item

ATM & Card

ATM withdrawals exceeding 8 per mo$1
per transaction
Card replacement fee$5

Check Services

Cashiers Check$3
Check printing (order) price varies according to styleDeposited item return fee$12
Stop Payment Fee (per item)$20
per item
Copy of cleared check$3

Cash & Deposit

Deposited item return fee$12

Account Services

Garnishment/Levy$10

Lending Fees

Late Fee$15

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$2	per month	None
Escheat Fee - (audience not stated, treated as personal)	$50	Not stated	None
Account reconcilement	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive withdrawal (youth)	$1	Not stated	None
Bad address/no forwarding	$5	Not stated	None
Bad address/postal notification	$1	Not stated	None
Overdraft & NSF
Overdraft (with phone call)	$5	Not stated	None
NSF Debit card transaction	$20	Not stated	None
NSF Fee (per item)	$20	per item	None
ATM & Card
ATM withdrawals exceeding 8 per mo	$1	per transaction	None
Card replacement fee	$5	Not stated	None
Check Services
Cashiers Check	$3	Not stated	None
Check printing (order) price varies according to styleDeposited item return fee	$12	Not stated	None
Stop Payment Fee (per item)	$20	per item	None
Copy of cleared check	$3	Not stated	None
Cash & Deposit
Deposited item return fee	$12	Not stated	None
Account Services
Garnishment/Levy	$10	Not stated	None
Lending Fees
Late Fee	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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