Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Derry Area Federal Credit Union

Derry, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay (per item)$20Below the typical range ($25–$31 nationally)

NSF Fee (per item)$25

$5 below the national median

per item · Source

ATM & CardVerified

ATM/Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Certified Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Money Orders (per item)$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
per item · Source
Stop Payments$10Below the typical range ($20–$30 nationally)
$15 below the national median
Source

Lending FeesVerified

Loan Late Charge After 10 Day Grace Period$10Below the typical range ($15–$25 nationally)
$12.50 below the national median
Source
Skip a payment$15Within the typical range ($15–$25 nationally)
$7.50 below the national median
Source

Gift & Prepaid CardsVerified

VISA Gift Card Fee$2Below the typical range ($3–$4.50 nationally)
$1.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay (per item)	$20Below the typical range ($25–$31 nationally)	$10 below the national median	per item	—	Source
NSF Fee (per item)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	—	Source
ATM & CardVerified
ATM/Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Check ServicesVerified
Certified Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Money Orders (per item)	$1
Lending FeesVerified
Loan Late Charge After 10 Day Grace Period	$10Below the typical range ($15–$25 nationally)	$12.50 below the national median	—	—	Source
Skip a payment	$15Within the typical range ($15–$25 nationally)
Gift & Prepaid CardsVerified
VISA Gift Card Fee	$2Below the typical range ($3–$4.50 nationally)	$1.50 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$13.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.9M

Total deposits

$12.2M

Service charge income (year to date)

$12K

Fee income ratio

3.9%

Return on assets

0.16%

Financial profile · Pro

Performance from regulator filings

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