The One Federal Credit Union

Headquarters: Meadville, Pennsylvania
Charter: Credit Union
Assets: $139.3M
Fed district: Cleveland

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The One Federal Credit Union: No fee
The One Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
The One Federal Credit Union: $35
The One Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
The One Federal Credit Union: $35
The One Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Money Market Account (below /per month)$10
per month
Dormant / Inactive (per month, after 12 months with no activity)$3
per month
Escheat$25
Account Research – Members (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Draft Printing (prices vary upon style): Account Research – Outside Agencies$50
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements (per month)$2
per month

Overdraft & NSF

Courtesy Pay (debit, draft or ACH)$35
NSF (payments received)$35
Overdraft Transfer (per item)$10
per item

ATM & Card

ATM Surcharge for Non-CO-OP Network Transactions$2.50
Card Replacement (Lost/Stolen)$10
International Transaction Fee1%of the transaction

Wire Transfers

Outgoing Wire Transfer$20

Check Services

Official Check Withdrawal$5
Stop Payment (Corporate Drafts)$15
Stop Payment (personal draft only)No charge
Non-Member Check Cashing (per item)$5
per item
Check Copy$3
Sales Draft Copy$5

Digital & Electronic

ACH Returned for NSF$15
Electronic Bill Pay Monthly ChargeNo charge
per month

Cash & Deposit

Member Coin Machine Use (audience not stated, treated as personal)3%
Cash Advance / Balance Transfer (audience not stated, treated as personal)1%

Account Services

Court Order/Legal/Tax Levy$75

Lending Fees

Credit Card Late Payment$15

Retirement & IRA

IRA Maintenance (annual)$20
per year
IRA Transfer$25

Gift & Prepaid Cards

VISA Gift Card$5

Other Fees

Statement Copy (6 months max)$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Money Market Account (below /per month)	$10	per month	None
Dormant / Inactive (per month, after 12 months with no activity)	$3	per month	None
Escheat	$25	Not stated	None
Account Research – Members (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Draft Printing (prices vary upon style): Account Research – Outside Agencies	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements (per month)	$2	per month	None
Overdraft & NSF
Courtesy Pay (debit, draft or ACH)	$35	Not stated	None
NSF (payments received)	$35	Not stated	None
Overdraft Transfer (per item)	$10	per item	None
ATM & Card
ATM Surcharge for Non-CO-OP Network Transactions	$2.50	Not stated	None
Card Replacement (Lost/Stolen)	$10	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Check Services
Official Check Withdrawal	$5	Not stated	None
Stop Payment (Corporate Drafts)	$15	Not stated	None
Stop Payment (personal draft only)	No charge	Not stated	None
Non-Member Check Cashing (per item)	$5	per item	None
Check Copy	$3	Not stated	None
Sales Draft Copy	$5	Not stated	None
Digital & Electronic
ACH Returned for NSF	$15	Not stated	None
Electronic Bill Pay Monthly Charge	No charge	per month	None
Cash & Deposit
Member Coin Machine Use (audience not stated, treated as personal)	3%	Not stated	None
Cash Advance / Balance Transfer (audience not stated, treated as personal)	1%	Not stated	None
Account Services
Court Order/Legal/Tax Levy	$75	Not stated	None
Lending Fees
Credit Card Late Payment	$15	Not stated	None
Retirement & IRA
IRA Maintenance (annual)	$20	per year	None
IRA Transfer	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$5	Not stated	None
Other Fees
Statement Copy (6 months max)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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