A+ Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $2.6B
Fed district: Dallas

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
A+ Checking
Can be waived with a minimum balance of $500 or more.
A+ Federal Credit Union: $5
A+ Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
A+ Federal Credit Union: $19.50
A+ Federal Credit Union: $19.50
U.S. median: no median
NSF / Returned Item
A+ Federal Credit Union: $19.50
A+ Federal Credit Union: $19.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from A+ Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

A+ Checking Monthly Service Charge (audience not stated, treated as personal)$5
per month
Inactive Account$10
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation | $25 per hour One hour minimum
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25 per hour One hour minimum
Platinum Savings Excess Withdrawal (audience not stated, treated as personal)$25
per item
Premier Savings Excess Withdrawal (audience not stated, treated as personal)$10
per item
Returned Statement$5
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement | $5 per statement

Overdraft & NSF

PlusPay Overdraft Protection (audience not stated, treated as personal)$19.50
per item
Non-Sufficient Funds (NSF) (audience not stated, treated as personal)$19.50
per item
Overdraft Transfer Protection (audience not stated, treated as personal)$4
per item

ATM & Card

Nonproprietary ATMs$1.50
per item

Wire Transfers

Wire Transfer (outgoing, domestic)$15
per item

Check Services

Official Check$5
per item
Money Order$1
per item
Official Check Stop Payment (audience not stated, treated as personal)$29.50
Stop Payment (audience not stated, treated as personal)$29.50
per item
Temporary Checks (audience not stated, treated as personal)$3
Collection Items (all)$20
Check/Draft Photocopy$3
Not compared: Monthly charge, not per item
per month

Account Services

Drilling Box and Change of Locks$50
Not compared: Box drilling or key fee
Lost Key$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box Size 10 x 10 (audience not stated, treated as personal)$105
Safe Deposit Box Size 10 x 15 (audience not stated, treated as personal)$140
Safe Deposit Box Size 3 x 10 (audience not stated, treated as personal)$60
Safe Deposit Box Size 5 x 10 (audience not stated, treated as personal)$85
Size 10 x 15$140
Garnishment or Levy$25
per item

Retirement & IRA

Platinum IRA Excess Withdrawal (audience not stated, treated as personal)$25
per item
Platinum IRA Account Closure (audience not stated, treated as personal)$25

Other Fees

Statement Copy$5
per item
Supporting Document Photocopy$16
per item
Debit Card Loan Payment via Phone (audience not stated, treated as personal)$7.50

Fee	Amount	Basis	Note
Account Maintenance
A+ Checking Monthly Service Charge (audience not stated, treated as personal)	$5	per month	None
Inactive Account	$10	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation \| $25 per hour One hour minimum
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25 per hour One hour minimum
Platinum Savings Excess Withdrawal (audience not stated, treated as personal)	$25	per item	None
Premier Savings Excess Withdrawal (audience not stated, treated as personal)	$10	per item	None
Returned Statement	$5Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement \| $5 per statement
Overdraft & NSF
PlusPay Overdraft Protection (audience not stated, treated as personal)	$19.50	per item	None
Non-Sufficient Funds (NSF) (audience not stated, treated as personal)	$19.50	per item	None
Overdraft Transfer Protection (audience not stated, treated as personal)	$4	per item	None
ATM & Card
Nonproprietary ATMs	$1.50	per item	None
Wire Transfers
Wire Transfer (outgoing, domestic)	$15	per item	None
Check Services
Official Check	$5	per item	None
Money Order	$1	per item	None
Official Check Stop Payment (audience not stated, treated as personal)	$29.50	Not stated	None
Stop Payment (audience not stated, treated as personal)	$29.50	per item	None
Temporary Checks (audience not stated, treated as personal)	$3	Not stated	None
Collection Items (all)	$20	Not stated	None
Check/Draft Photocopy	$3Not compared: Monthly charge, not per item	per month	None
Account Services
Drilling Box and Change of Locks	$50Not compared: Box drilling or key fee	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box Size 10 x 10 (audience not stated, treated as personal)	$105	Not stated	None
Safe Deposit Box Size 10 x 15 (audience not stated, treated as personal)	$140	Not stated	None
Safe Deposit Box Size 3 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box Size 5 x 10 (audience not stated, treated as personal)	$85	Not stated	None
Size 10 x 15	$140	Not stated	None
Garnishment or Levy	$25	per item	None
Retirement & IRA
Platinum IRA Excess Withdrawal (audience not stated, treated as personal)	$25	per item	None
Platinum IRA Account Closure (audience not stated, treated as personal)	$25	Not stated	None
Other Fees
Statement Copy	$5	per item	None
Supporting Document Photocopy	$16	per item	None
Debit Card Loan Payment via Phone (audience not stated, treated as personal)	$7.50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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