Old Ocean Federal Credit Union

Headquarters: Sweeny, Texas
Charter: Credit Union
Assets: $41.6M
Fed district: Dallas

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $19, the middle of its prices
Old Ocean Federal Credit Union: $10 to $28
Old Ocean Federal Credit Union: $10 to $28
U.S. median: no median
Stop Payment
Old Ocean Federal Credit Union: $20
Old Ocean Federal Credit Union: $20
U.S. median: no median
OD Protection Transfer
Old Ocean Federal Credit Union: $5
Old Ocean Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Old Ocean Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Dormant Account Fee$5
per month
Service Account Balancing Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Service Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Service Mailed Statement Fee$3
per month

Overdraft & NSF

Returned Check (each)$10
per item
Service Visa Non-Sufficient Funds Fee$28
Service Overdraft Fee: Fee Transfer from Savings to Checking$5

ATM & Card

Service Debit/Credit Card Replacement Fees$15

Check Services

Service Money Orders Fee: Fee Members$0.50
per item
Service Stop Payments Fee$20
Service Copy of Check/Draft Fee$3
per item

Cash & Deposit

Service Coin Machine5%

Account Services

Service Garnishments Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Service Levies Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Extra copy of monthly/quarterly statement$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Service Dormant Account Fee	$5	per month	None
Service Account Balancing Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Service Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Service Mailed Statement Fee	$3	per month	None
Overdraft & NSF
Returned Check (each)	$10	per item	None
Service Visa Non-Sufficient Funds Fee	$28	Not stated	None
Service Overdraft Fee: Fee Transfer from Savings to Checking	$5	Not stated	None
ATM & Card
Service Debit/Credit Card Replacement Fees	$15	Not stated	None
Check Services
Service Money Orders Fee: Fee Members	$0.50	per item	None
Service Stop Payments Fee	$20	Not stated	None
Service Copy of Check/Draft Fee	$3	per item	None
Cash & Deposit
Service Coin Machine	5%	Not stated	None
Account Services
Service Garnishments Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Service Levies Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Extra copy of monthly/quarterly statement	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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