Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Old Ocean Federal Credit Union

Sweeny, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Service Account Balancing Fee | Fee$25Within the typical range ($20–$25 nationally)

Service Dormant Account Fee | Fee$5

At the national median

per month · Source

Service Mailed Statement Fee$3

At the national median

per month · Source

Overdraft & NSFVerified

Service Non-Sufficient Funds Fee | Fee Returned Check (each)$10Below the typical range ($25–$31 nationally)
$20 below the national median
Source
Service Overdraft Fee | Fee Transfer from Savings to Checking$5Within the typical range ($3–$5 nationally)
At the national median
Source
Service Visa Non-Sufficient Funds Fee | Fee$28Within the typical range ($25–$31 nationally)
$2 below the national median
Source

ATM & CardVerified

Service Debit/Credit Card Replacement Fees | Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source

Check ServicesVerified

Service Copy of Check/Draft Fee | Fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Service Stop Payments Fee | Fee$20Within the typical range ($20–$30 nationally)
$5 below the national median
Source

Account ServicesVerified

Service Garnishments Fee | Fee$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Service Account Balancing Fee \| Fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Service Dormant Account Fee \| Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Service Mailed Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Service Non-Sufficient Funds Fee \| Fee Returned Check (each)	$10Below the typical range ($25–$31 nationally)	$20 below the national median	—	—	Source
Service Overdraft Fee \| Fee Transfer from Savings to Checking	$5
ATM & CardVerified
Service Debit/Credit Card Replacement Fees \| Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Check ServicesVerified
Service Copy of Check/Draft Fee \| Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per item	—	Source
Service Stop Payments Fee \| Fee	$20
Account ServicesVerified
Service Garnishments Fee \| Fee	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

67% below the national median NSF fee

Total fees: 10 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$41.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$41.6M

Total deposits

$32.5M

Service charge income (year to date)

$181K

Fee income ratio

13.3%

Return on assets

2.06%

Financial profile · Pro

Performance from regulator filings

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Based on 31,319 verified fees from 2,405 institutions

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