16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Cdc Federal Credit Union’s own schedules, with a source for each figure.
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account Fees | $5 | Not stated | None |
| Checkbook Reconciliation – Per Hour | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Online Bill Pay NSF | $25 | Not stated | None |
| Overdraft Transfer Fee – Per Day | $10Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Out-of-network ATM Withdrawal | $1 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing Domestic – Per Item | $20 | per item | None |
| Wire Transfer – Incoming – Per Item | $15 | per item | None |
| Wire Transfer (Int'l Out) | $75 | Not stated | None |
Check Services | |||
| Cashier’s Check - Per Item | $6 | per item | None |
| Stop Payment Fee - Per Item | $35 | per item | None |
| Non-Member Check Cashing Fee - Per Item | $5 | per item | None |
| Check Copy | $5 | Not stated | None |
| Copy of Item Deposited - Per Item | $5 | per item | None |
| Copy of Statement – Per Item | $5 | per item | None |
Digital & Electronic | |||
| Online Bill Pay – Per Month | $4.50 | per month | None |
Cash & Deposit | |||
| Returned Deposit - Per Item | $10 | per item | None |
Account Services | |||
| Drilling Fee | $125Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Missed Appt. for Drilling | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $115 | Not stated | None |
| Safe Deposit Box 3 x 10 | $50 | Not stated | None |
| Safe Deposit Box 3 x 5 | $25 | Not stated | None |
| Safe Deposit Box 5 x 10 | $75 | Not stated | None |
| Safe Deposit Box 5 x 5 | $45 | Not stated | None |
| Levy/Garnishment Processing | $50 | per item | None |
| Review of Legal Documents (POA) | $75 | Not stated | None |
Other Fees | |||
| Loan Payment by Phone | $15 | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.