Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Lifetime Federal Credit Union

Richardson, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research fee - per half hour$10Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=account_research; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Account Research fee - per half hour | $10.00" · Source

Dormant Account - Quarterly Fee (No member generated activity within last 365 days)$5

At the national median

Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=dormant_account; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Dormant Account - Quarterly Fee (No member generated activity within last 365 days) | $5.00" · Source

Early Account Closing - within 90 days of opening$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=early_closure; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Early Account Closing - within 90 days of opening | $10.00" · Source

Overdraft & NSFVerified

Overdraft Transfer Fee - each transaction$5Within the typical range ($2.38–$5 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=od_protection_transfer; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Overdraft Transfer Fee - each transaction | $5.00" · Source
Share draft returned as NSF$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=nsf; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Share draft returned as NSF | $30.00" · Source

ATM & CardVerified

Card Replacement Charge$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=card_replacement; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Card Replacement Charge | $5.00" · Source

Wire TransfersVerified

Outgoing Wire Fee$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=wire_domestic_outgoing; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Outgoing Wire Fee | $20.00" · Source

Check ServicesVerified

ACH Stop Payment - per item$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=stop_payment; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="ACH Stop Payment - per item | $25.00" · Source
Stop Payment - Share Draft (1-4)$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=stop_payment; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Stop Payment - Share Draft (1-4) | $25.00" · Source
Stop Payment on a series of checks (5 or more)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=stop_payment; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Stop Payment on a series of checks (5 or more) | $35.00" · Source

Other FeesVerified

Statement Copy Fee$4Within the typical range ($2–$5 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=document_reproduction; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Statement Copy Fee | $4.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research fee - per half hour	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=account_research; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Account Research fee - per half hour \| $10.00"	Source
Dormant Account - Quarterly Fee (No member generated activity within last 365 days)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=dormant_account; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Dormant Account - Quarterly Fee (No member generated activity within last 365 days) \| $5.00"	Source
Early Account Closing - within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=early_closure; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Early Account Closing - within 90 days of opening \| $10.00"	Source
Overdraft & NSFVerified
Overdraft Transfer Fee - each transaction	$5Within the typical range ($2.38–$5 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=od_protection_transfer; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Overdraft Transfer Fee - each transaction \| $5.00"	Source
Share draft returned as NSF
ATM & CardVerified
Card Replacement Charge	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=card_replacement; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Card Replacement Charge \| $5.00"	Source
Wire TransfersVerified
Outgoing Wire Fee	$20Within the typical range ($20–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=wire_domestic_outgoing; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Outgoing Wire Fee \| $20.00"	Source
Check ServicesVerified
ACH Stop Payment - per item	$25Within the typical range ($20–$30 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=stop_payment; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="ACH Stop Payment - per item \| $25.00"	Source
Stop Payment - Share Draft (1-4)
Other FeesVerified
Statement Copy Fee	$4Within the typical range ($2–$5 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #7930. canonical_hint=document_reproduction; text_hash=e7f877ad12d9fc56236f68ef1e6c282107beaaf68626a27549480d581ad9283f; excerpt="Statement Copy Fee \| $4.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Published fees

Under review

Assets

$55.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$55.2M

Total deposits

$45.0M

Service charge income (year to date)

$206K

Fee income ratio

13.1%

Return on assets

0.20%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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