20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $20, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Wayne-Westland Federal Credit Union’s own schedules, with a source for each figure.
per month · waived with a minimum balance of $400 OR you have a direct deposit AND e-statements OR direct deposit AND a current WWFCU loan
per month · waived with e-statements AND a minimum of 15 debit card transactions (excluding ATM transactions
per month
per item
per item
per month
per transaction
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking Account Maintenance Fee | $10 | per month | waived with a minimum balance of $400 OR you have a direct deposit AND e-statements OR direct deposit AND a current WWFCU loan |
| Lifestyle Checking Account Monthly service charge (audience not stated, treated as personal) | $5 | per month | waived with e-statements AND a minimum of 15 debit card transactions (excluding ATM transactions |
| Closed Account Fee | $20 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Account Reconciliation/Research Fee | $25 | Not stated | None |
| Account Research | $25 | per item | None |
| Hand post fee (ACH reconciliation) per item | $5 | per item | None |
| Returned Mail Fee | $10 | per month | None |
Overdraft & NSF | |||
| Overdraft Privilege /Courtesy Pay Fee | $35 | per item | None |
| ATM Return item fee | $5 | Not stated | None |
| Overdrawn/Non-Sufficient Funds | $35 | per item | None |
ATM & Card | |||
| ATM Withdrawals | $1 | Not stated | None |
| Withdrawal at Foreign ATM Machine | $3.50 | Not stated | None |
| Foreign Transactions | 1%of the transaction | per transaction | None |
Wire Transfers | |||
| Wire Transfers | $15 | Not stated | None |
| Wire Transfers | $10 | Not stated | None |
Check Services | |||
| Cashier’s Check (amount under $1500) | $3 | Not stated | None |
| Certified Check | $4 | Not stated | None |
| Money Orders | $1 | per item | None |
| ACH Stop Payment | $25 | Not stated | None |
| Stop payment of check | $25 | Not stated | None |
| Check Cashing Fee (non-members) | 6%($250 maximum) | Not stated | None |
| Check Cashing Fee (non-members) (audience not stated, treated as personal) | 6%($250 maximum) | Not stated | None |
| Canadian Check Processing | $10 | Not stated | None |
| Check Copy | $3 | per item | None |
Cash & Deposit | |||
| Return Item Fee | $5 | Not stated | None |
Account Services | |||
| Notary service (per visit) | $5 | Not stated | None |
| Levy or Garnishment Fee | $75 | Not stated | None |
Lending Fees | |||
| Loan Late Payment Fee (after 15-day grace period) | $35 | Not stated | None |
| Visa Late Payment Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copies | $5Not compared: Monthly charge, not per item | per month | None |
| Loan extension or deferral | $25 | Not stated | None |
| Skip-a-Payment on Loan Payments | $10 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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