Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Wayne-Westland Federal Credit Union

Westland, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Privilege /Courtesy Pay Fee$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Overdrawn/Non-Sufficient Funds$35Above the typical range ($25–$31 nationally)
$5 above the national median
Source

ATM & CardVerified

ATM Withdrawals$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per month · Source
Withdrawal at Foreign ATM Machine$3.50Above the typical range ($1–$2.50 nationally)
$1.75 above the national median
Source

Wire TransfersVerified

Wire Transfers (Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfers (Outgoing$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source

Check ServicesVerified

Cashier’s Check (amount under )$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Source
Certified Check$4Within the typical range ($3–$5.50 nationally)
$1 below the national median
Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
Stop payment of check$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Account ServicesVerified

Levy or Garnishment Fee$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source
Notary service (per visit)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Lending FeesVerified

Loan extension or deferral$25Within the typical range ($25–$50 nationally)
$7 below the national median
Source
Loan Late Payment Fee (after 15-day grace period)$35Above the typical range ($15–$25 nationally)
$14 above the national median
Source
Skip-a-Payment on Loan Payments$10Below the typical range ($15–$25 nationally)
$11 below the national median
Source
Visa Late Payment Fee$25Within the typical range ($15–$25 nationally)
$4 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Checking Account Maintenance Fee	$10Within the typical range ($3–$10 nationally)	$4.50 above the national median	per month	—	Source
Closed Account Fee	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Dormant Account Fee (two years no transactions	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Returned Mail Fee	$10Below the typical range ($20–$25 nationally)	$15 below the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft Privilege /Courtesy Pay Fee	$35Above the typical range ($25–$32 nationally)	$5 above the national median	—	—	Source
Overdrawn/Non-Sufficient Funds	$35
ATM & CardVerified
ATM Withdrawals	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per month	—	Source
Withdrawal at Foreign ATM Machine	$3.50
Wire TransfersVerified
Wire Transfers (Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Wire Transfers (Outgoing	$15
Check ServicesVerified
Cashier’s Check (amount under )	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	—	—	Source
Certified Check	$4
Account ServicesVerified
Levy or Garnishment Fee	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Notary service (per visit)	$5
Lending FeesVerified
Loan extension or deferral	$25Within the typical range ($25–$50 nationally)	$7 below the national median	—	—	Source
Loan Late Payment Fee (after 15-day grace period)	$35
Other FeesVerified
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 23 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$161.2M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$161.2M

Total deposits

$146.2M

Service charge income (year to date)

$914K

Fee income ratio

17.7%

Return on assets

1.81%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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