A.B.D. Federal Credit Union

Headquarters: Warren, Michigan
Charter: Credit Union
Assets: $66.5M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
A.B.D. Federal Credit Union: $35
A.B.D. Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
A.B.D. Federal Credit Union: $35
A.B.D. Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
A.B.D. Federal Credit Union: $25
A.B.D. Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from A.B.D. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing & Re-Opening within 90 Days$25
Account Closing within 90 Days of Opening$15
Dormant Account$5
per month
Inactive Accounts (After 1 Year we will start charging) Fee$5
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
Return Mail Fee$2

Overdraft & NSF

Courtesy Pay Fee$35
Non-Sufficient Funds$35

ATM & Card

ATM Card Rush Order$25
Master Debit Chip Card Rush Order$25

Wire Transfers

Outgoing Wire Fee - Domestic$25
Outgoing Wire Fee - International$40

Check Services

Money Orders$1.50
Money Order Stop Payment$30
Official Credit Union Check Stop Payment$37
per item
Stop Payments$35
Starter Checks - 4 Checks (Free w/Check Order)$5
per item
Copy of Paid Share Draft$2
per item

Digital & Electronic

Bill Payment$5

Account Services

Garnishment Fee/Levy$50

Other Fees

Statement Copies - Monthly$2
Not compared: Monthly charge, not per item
per month
Statement Copies - Quarterly$5
Not compared: Quarterly charge, not per item
per quarter

Fee	Amount	Basis	Note
Account Maintenance
Account Closing & Re-Opening within 90 Days	$25	Not stated	None
Account Closing within 90 Days of Opening	$15	Not stated	None
Dormant Account	$5	per month	None
Inactive Accounts (After 1 Year we will start charging) Fee	$5	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	Not stated	None
Return Mail Fee	$2	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$35	Not stated	None
Non-Sufficient Funds	$35	Not stated	None
ATM & Card
ATM Card Rush Order	$25	Not stated	None
Master Debit Chip Card Rush Order	$25	Not stated	None
Wire Transfers
Outgoing Wire Fee - Domestic	$25	Not stated	None
Outgoing Wire Fee - International	$40	Not stated	None
Check Services
Money Orders	$1.50	Not stated	None
Money Order Stop Payment	$30	Not stated	None
Official Credit Union Check Stop Payment	$37	per item	None
Stop Payments	$35	Not stated	None
Starter Checks - 4 Checks (Free w/Check Order)	$5	per item	None
Copy of Paid Share Draft	$2	per item	None
Digital & Electronic
Bill Payment	$5	Not stated	None
Account Services
Garnishment Fee/Levy	$50	Not stated	None
Other Fees
Statement Copies - Monthly	$2Not compared: Monthly charge, not per item	per month	None
Statement Copies - Quarterly	$5Not compared: Quarterly charge, not per item	per quarter	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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