A.B.D. Federal Credit Union

Headquarters: Warren, Michigan
Charter: Credit Union
Assets: $66.5M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
A.B.D. Federal Credit Union: $35
A.B.D. Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
A.B.D. Federal Credit Union: $35
A.B.D. Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
A.B.D. Federal Credit Union: $25
A.B.D. Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

A.B.D. Federal Credit Union · $67M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$64M to $68M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
A.B.D. Federal Credit Union(this institution)	Warren, MI	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
American Spirit Federal Credit Union	Newark, DE	$68M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Avestar Federal Credit Union	Waterloo, WI	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Banner Federal Credit Union	Phoenix, AZ	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cornerstone Federal Credit Union	Fairfield, CT	$68M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Credit Union of Richmond Incorporat	Richmond, VA	$65M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Destinations Credit Union	Baltimore, MD	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Doches Federal Credit Union	Nacogdoches, TX	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Eagle Express Federal Credit Union	Jackson, MS	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Electel Cooperative Federal Credit Union	Raleigh, NC	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Federated Employees Federal Credit Union	Owatonna, MN	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fort Billings Federal Credit Union	Paulsboro, NJ	$64M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gp Louisiana Federal Credit Union	Zachary, LA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kings Peak Federal Credit Union	Roosevelt, UT	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lion'S Share Federal Credit Union	Salisbury, NC	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Madison Federal Credit Union	Madison, WI	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Millard County Federal Credit Union	Fillmore, UT	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morehead Community Federal Credit Union	Morehead, KY	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One Vision Federal Credit Union	Clarksville, IN	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River Valley Community Federal Credit Union	Camden, AR	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sacred Heart Parish Hallettsville Federal Credit Union	Hallettsville, TX	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Shell Western States Federal Credit Union	Martinez, CA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
South Bend Firefighters Federal Credit Union	South Bend, IN	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Spokane City Federal Credit Union	Spokane, WA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
United Employees Federal Credit Union	Albert Lea, MN	$66M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wvu Employees Federal Credit Union	Morgantown, WV	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

A.B.D. Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

A.B.D. Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

A.B.D. Federal Credit Uni…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from A.B.D. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing & Re-Opening within 90 Days$25
Account Closing within 90 Days of Opening$15
Dormant Account$5
per month
Inactive Accounts (After 1 Year we will start charging) Fee$5
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
Return Mail Fee$2

Overdraft & NSF

Courtesy Pay Fee$35
Non-Sufficient Funds$35

ATM & Card

ATM Card Rush Order$25
Master Debit Chip Card Rush Order$25

Wire Transfers

Outgoing Wire Fee - Domestic$25
Outgoing Wire Fee - International$40

Check Services

Money Orders$1.50
Money Order Stop Payment$30
Official Credit Union Check Stop Payment$37
per item
Stop Payments$35
Starter Checks - 4 Checks (Free w/Check Order)$5
per item
Copy of Paid Share Draft$2
per item

Digital & Electronic

Bill Payment$5

Account Services

Garnishment Fee/Levy$50

Other Fees

Statement Copies - Monthly$2
Not compared: Monthly charge, not per item
per month
Statement Copies - Quarterly$5
Not compared: Quarterly charge, not per item
per quarter

Fee	Amount	Basis	Note
Account Maintenance
Account Closing & Re-Opening within 90 Days	$25	Not stated	None
Account Closing within 90 Days of Opening	$15	Not stated	None
Dormant Account	$5	per month	None
Inactive Accounts (After 1 Year we will start charging) Fee	$5	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	Not stated	None
Return Mail Fee	$2	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$35	Not stated	None
Non-Sufficient Funds	$35	Not stated	None
ATM & Card
ATM Card Rush Order	$25	Not stated	None
Master Debit Chip Card Rush Order	$25	Not stated	None
Wire Transfers
Outgoing Wire Fee - Domestic	$25	Not stated	None
Outgoing Wire Fee - International	$40	Not stated	None
Check Services
Money Orders	$1.50	Not stated	None
Money Order Stop Payment	$30	Not stated	None
Official Credit Union Check Stop Payment	$37	per item	None
Stop Payments	$35	Not stated	None
Starter Checks - 4 Checks (Free w/Check Order)	$5	per item	None
Copy of Paid Share Draft	$2	per item	None
Digital & Electronic
Bill Payment	$5	Not stated	None
Account Services
Garnishment Fee/Levy	$50	Not stated	None
Other Fees
Statement Copies - Monthly	$2Not compared: Monthly charge, not per item	per month	None
Statement Copies - Quarterly	$5Not compared: Quarterly charge, not per item	per quarter	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when A.B.D. Federal Credit Union's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
A.B.D. Federal Credit Union: $35
A.B.D. Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
A.B.D. Federal Credit Union: $35
A.B.D. Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
A.B.D. Federal Credit Union: $25
A.B.D. Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

A.B.D. Federal Credit Union · $67M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$64M to $68M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
A.B.D. Federal Credit Union(this institution)	Warren, MI	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
American Spirit Federal Credit Union	Newark, DE	$68M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Avestar Federal Credit Union	Waterloo, WI	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Banner Federal Credit Union	Phoenix, AZ	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cornerstone Federal Credit Union	Fairfield, CT	$68M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Credit Union of Richmond Incorporat	Richmond, VA	$65M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Destinations Credit Union	Baltimore, MD	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Doches Federal Credit Union	Nacogdoches, TX	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Eagle Express Federal Credit Union	Jackson, MS	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Electel Cooperative Federal Credit Union	Raleigh, NC	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Federated Employees Federal Credit Union	Owatonna, MN	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fort Billings Federal Credit Union	Paulsboro, NJ	$64M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gp Louisiana Federal Credit Union	Zachary, LA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kings Peak Federal Credit Union	Roosevelt, UT	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lion'S Share Federal Credit Union	Salisbury, NC	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Madison Federal Credit Union	Madison, WI	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Millard County Federal Credit Union	Fillmore, UT	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morehead Community Federal Credit Union	Morehead, KY	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One Vision Federal Credit Union	Clarksville, IN	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River Valley Community Federal Credit Union	Camden, AR	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sacred Heart Parish Hallettsville Federal Credit Union	Hallettsville, TX	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Shell Western States Federal Credit Union	Martinez, CA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
South Bend Firefighters Federal Credit Union	South Bend, IN	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Spokane City Federal Credit Union	Spokane, WA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
United Employees Federal Credit Union	Albert Lea, MN	$66M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wvu Employees Federal Credit Union	Morgantown, WV	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

A.B.D. Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

A.B.D. Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

A.B.D. Federal Credit Uni…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from A.B.D. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing & Re-Opening within 90 Days$25
Account Closing within 90 Days of Opening$15
Dormant Account$5
per month
Inactive Accounts (After 1 Year we will start charging) Fee$5
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
Return Mail Fee$2

Overdraft & NSF

Courtesy Pay Fee$35
Non-Sufficient Funds$35

ATM & Card

ATM Card Rush Order$25
Master Debit Chip Card Rush Order$25

Wire Transfers

Outgoing Wire Fee - Domestic$25
Outgoing Wire Fee - International$40

Check Services

Money Orders$1.50
Money Order Stop Payment$30
Official Credit Union Check Stop Payment$37
per item
Stop Payments$35
Starter Checks - 4 Checks (Free w/Check Order)$5
per item
Copy of Paid Share Draft$2
per item

Digital & Electronic

Bill Payment$5

Account Services

Garnishment Fee/Levy$50

Other Fees

Statement Copies - Monthly$2
Not compared: Monthly charge, not per item
per month
Statement Copies - Quarterly$5
Not compared: Quarterly charge, not per item
per quarter

Fee	Amount	Basis	Note
Account Maintenance
Account Closing & Re-Opening within 90 Days	$25	Not stated	None
Account Closing within 90 Days of Opening	$15	Not stated	None
Dormant Account	$5	per month	None
Inactive Accounts (After 1 Year we will start charging) Fee	$5	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	Not stated	None
Return Mail Fee	$2	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$35	Not stated	None
Non-Sufficient Funds	$35	Not stated	None
ATM & Card
ATM Card Rush Order	$25	Not stated	None
Master Debit Chip Card Rush Order	$25	Not stated	None
Wire Transfers
Outgoing Wire Fee - Domestic	$25	Not stated	None
Outgoing Wire Fee - International	$40	Not stated	None
Check Services
Money Orders	$1.50	Not stated	None
Money Order Stop Payment	$30	Not stated	None
Official Credit Union Check Stop Payment	$37	per item	None
Stop Payments	$35	Not stated	None
Starter Checks - 4 Checks (Free w/Check Order)	$5	per item	None
Copy of Paid Share Draft	$2	per item	None
Digital & Electronic
Bill Payment	$5	Not stated	None
Account Services
Garnishment Fee/Levy	$50	Not stated	None
Other Fees
Statement Copies - Monthly	$2Not compared: Monthly charge, not per item	per month	None
Statement Copies - Quarterly	$5Not compared: Quarterly charge, not per item	per quarter	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.