Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

A.B.D. Federal Credit Union

Warren, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing & Re-Opening within 90 Days$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=early_closure; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Account Closing & Re-Opening within 90 Days | $25.00" · Source

Account Closing within 90 Days of Opening$15

At the national median

Account Research$20

At the national median

Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=account_research; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Account Research | $20.00 per hour" · Source

Inactive Account Fee Accounts with no member-initiated activity for twelve (12) consecutive months will be assessed a mo$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=dormant_account; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Inactive Account Fee Accounts with no member-initiated activity for twelve (12) consecutive months will be assessed a monthly maintenance fee of $5.00" · Source

Inactive Accounts (After 1 Year we will start charging) Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=dormant_account; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Inactive Accounts (After 1 Year we will start charging) Fee | $5.00" · Source

Paper Statement Fee$1

$2 below the national median

Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=paper_statement; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Paper Statement Fee | $1.00" · Source

Overdraft & NSFVerified

Courtesy Pay Fee$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=overdraft; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Courtesy Pay Fee | $35.00" · Source
Non-Sufficient Funds$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=nsf; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Non-Sufficient Funds | $35.00" · Source

ATM & CardVerified

ATM Card - Initial Order$3Within the typical range ($1–$3 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=atm_non_network; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="ATM Card - Initial Order | $3.00" · Source
ATM Card - Re-Order$10Above the typical range ($1–$3 nationally)
$8.50 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=atm_non_network; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="ATM Card - Re-Order | $10.00" · Source
ATM Card Rush Order$25Below the typical range ($30–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=rush_card; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="ATM Card Rush Order | $25.00 additional" · Source

Wire TransfersVerified

Outgoing Wire Fee - Domestic$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=wire_domestic_outgoing; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Outgoing Wire Fee - Domestic | $25.00" · Source

Check ServicesVerified

Money Order Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=stop_payment; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Money Order Stop Payment | $30.00" · Source
Money Orders$1.50Below the typical range ($2–$3.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=money_order; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Money Orders | $1.50" · Source
Starter Checks - 4 Checks (Free w/Check Order)$5Above the typical range ($1–$4 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=counter_check; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Starter Checks - 4 Checks (Free w/Check Order) | $5.00" · Source
Stop Payments$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=stop_payment; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Stop Payments | $35.00" · Source

Digital & ElectronicVerified

Bill Payment$5Within the typical range ($0–$12.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=bill_pay; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Bill Payment | $5.00" · Source

Account ServicesVerified

Garnishment Fee/Levy$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=garnishment_levy; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Garnishment Fee/Levy | $50.00" · Source

Other FeesVerified

Statement Copies - Monthly$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=document_reproduction; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Statement Copies - Monthly | $2.00" · Source
Statement Copies - Quarterly$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=document_reproduction; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Statement Copies - Quarterly | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing & Re-Opening within 90 Days	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=early_closure; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Account Closing & Re-Opening within 90 Days \| $25.00"	Source
Account Closing within 90 Days of Opening	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=early_closure; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Account Closing within 90 Days of Opening \| $15.00"	Source
Account Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=account_research; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Account Research \| $20.00 per hour"	Source
Inactive Account Fee Accounts with no member-initiated activity for twelve (12) consecutive months will be assessed a mo	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=dormant_account; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Inactive Account Fee Accounts with no member-initiated activity for twelve (12) consecutive months will be assessed a monthly maintenance fee of $5.00"	Source
Inactive Accounts (After 1 Year we will start charging) Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=dormant_account; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Inactive Accounts (After 1 Year we will start charging) Fee \| $5.00"	Source
Paper Statement Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=paper_statement; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Paper Statement Fee \| $1.00"	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$35Above the typical range ($20–$30 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=overdraft; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Courtesy Pay Fee \| $35.00"	Source
Non-Sufficient Funds	$35
ATM & CardVerified
ATM Card - Initial Order	$3Within the typical range ($1–$3 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=atm_non_network; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="ATM Card - Initial Order \| $3.00"	Source
ATM Card - Re-Order	$10
Wire TransfersVerified
Outgoing Wire Fee - Domestic	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=wire_domestic_outgoing; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Outgoing Wire Fee - Domestic \| $25.00"	Source
Check ServicesVerified
Money Order Stop Payment	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=stop_payment; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Money Order Stop Payment \| $30.00"	Source
Money Orders	$1.50
Digital & ElectronicVerified
Bill Payment	$5Within the typical range ($0–$12.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=bill_pay; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Bill Payment \| $5.00"	Source
Account ServicesVerified
Garnishment Fee/Levy	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=garnishment_levy; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Garnishment Fee/Levy \| $50.00"	Source
Other FeesVerified
Statement Copies - Monthly	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4671. canonical_hint=document_reproduction; text_hash=41d191a2be741774ea67bcae9c3bb1ff8ec18b8812df48a5d59ee70dda042486; excerpt="Statement Copies - Monthly \| $2.00"	Source
Statement Copies - Quarterly

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$66.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$66.5M

Total deposits

$55.5M

Service charge income (year to date)

$554K

Fee income ratio

25.1%

Return on assets

-0.57%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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