19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Riverfront Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee | $3 | per month | None |
| Dormant account | $5 | per month | None |
| Paper Statement | $3 | per month | None |
| Bad address | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (overdrawing an account) | $30 | per item | None |
| Return item – Non-Sufficient funds (NSF) | $30 | per item | None |
ATM & Card | |||
| ATM withdrawals2 over 6/month | $0.50 | per item | None |
| Balance inquiry made at an ATM2 | $0.30 | Not stated | None |
| Custom debit card replacement | $18 | Not stated | None |
| Debit card replacement | $8 | Not stated | None |
| Lost/stolen card | $10 | Not stated | None |
| International transaction Actual cost | $3 | Not stated | None |
Check Services | |||
| Money order | $1 | Not stated | None |
| Stop payment | $30 | Not stated | None |
| Check copy 12 free/year; then | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Non-member Coin processing (audience not stated, treated as personal) | 5% | Not stated | None |
| Returned deposit item | $25 | per item | None |
Account Services | |||
| 3×10 boxes are offered | $45 | per year | None |
| 5×10 boxes are offered | $60 | per year | None |
| Levy | $50 | Not stated | None |
Lending Fees | |||
| Late payment | $20 | Not stated | None |
| Late payment youth card | $15 | Not stated | None |
Other Fees | |||
| Copy of statement | $5 | Not stated | None |
| More than three withdrawals or outgoing: Payment due date change | $25 | Not stated | None |
| Skip A Pay | $29.95 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant account | $5 | per month | None |
| Bad address | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (overdrawing an account) | $30 | per item | None |
| Return item – Non-Sufficient funds (NSF) | $30 | per item | None |
ATM & Card | |||
| ATM withdrawals2 over 6/month | $0.50 | per item | None |
| Balance inquiry made at an ATM2 | $0.30 | Not stated | None |
| Custom debit card replacement | $18 | Not stated | None |
| Debit card replacement | $8 | Not stated | None |
| Lost/stolen card | $10 | Not stated | None |
| International transaction Actual cost | $3 | Not stated | None |
Check Services | |||
| Money order | $1 | Not stated | None |
| Stop payment | $30 | Not stated | None |
| Check copy 12 free/year; then | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Returned deposit item | $25 | per item | None |
Account Services | |||
| Levy | $50 | Not stated | None |
Lending Fees | |||
| Late payment | $20 | Not stated | None |
| Late payment youth card | $15 | Not stated | None |
Other Fees | |||
| Copy of statement | $5 | Not stated | None |
| Business Line of Credit Overdraft | $15 | per item | None |
| More than three withdrawals or outgoing: Payment due date change | $25 | Not stated | None |
| Skip A Pay | $29.95 | Not stated | None |
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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