19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Riverfront Federal Credit Union · $320M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Riverfront Federal Credit Union(this institution) | Wyomissing, PA | $320M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| 360 Federal Credit Union | Windsor Locks, CT | $324M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Access Federal Credit Union | Clinton, NY | $320M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dannemora Federal Credit Union | Plattsburgh, NY | $320M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Downey Federal Credit Union | Downey, CA | $328M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Evolve Federal Credit Union | El Paso, TX | $323M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fall River Municipal Federal Credit Union | Fall River, MA | $316M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Families And Schools Together Federal Credit Union | Hanford, CA | $330M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Glass City Federal Credit Union | Maumee, OH | $326M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Harvesters Federal Credit Union | Cantonment, FL | $317M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lookout Federal Credit Union | Pocatello, ID | $314M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members1St Community Federal Credit Union | Marshalltown, IA | $311M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Minnesota Valley Federal Credit Union | Mankato, MN | $329M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Nebraska Energy Federal Credit Union | Columbus, NE | $328M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Northwest Plus Federal Credit Union | Everett, WA | $315M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oc Federal Credit Union | Garfield Hts, OH | $315M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pacific N W Federal Credit Union | Portland, OR | $317M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| People'S Alliance Federal Credit Union | Hauppauge, NY | $322M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Preferred Federal Credit Union | Grand Rapids, MI | $318M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Riverland Federal Credit Union | New Orleans, LA | $320M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Secny Federal Credit Union | Syracuse, NY | $323M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Soo Co-Op Federal Credit Union | Sault Sainte Marie, MI | $324M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ume Federal Credit Union | Burbank, CA | $328M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| United Teletech Financial Federal Credit Union | Tinton Falls, NJ | $328M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vacationland Federal Credit Union | Sandusky, OH | $327M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Vapr Federal Credit Union | San Juan, PR | $316M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $3, against a peer median of $5.75 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Riverfront Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee | $3 | per month | None |
| Dormant account | $5 | per month | None |
| Paper Statement | $3 | per month | None |
| Bad address | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (overdrawing an account) | $30 | per item | None |
| Return item – Non-Sufficient funds (NSF) | $30 | per item | None |
ATM & Card | |||
| ATM withdrawals2 over 6/month | $0.50 | per item | None |
| Balance inquiry made at an ATM2 | $0.30 | Not stated | None |
| Custom debit card replacement | $18 | Not stated | None |
| Debit card replacement | $8 | Not stated | None |
| Lost/stolen card | $10 | Not stated | None |
| International transaction Actual cost | $3 | Not stated | None |
Check Services | |||
| Money order | $1 | Not stated | None |
| Stop payment | $30 | Not stated | None |
| Check copy 12 free/year; then | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Non-member Coin processing (audience not stated, treated as personal) | 5% | Not stated | None |
| Returned deposit item | $25 | per item | None |
Account Services | |||
| 3×10 boxes are offered | $45 | per year | None |
| 5×10 boxes are offered | $60 | per year | None |
| Levy | $50 | Not stated | None |
Lending Fees | |||
| Late payment | $20 | Not stated | None |
| Late payment youth card | $15 | Not stated | None |
Other Fees | |||
| Copy of statement | $5 | Not stated | None |
| More than three withdrawals or outgoing: Payment due date change | $25 | Not stated | None |
| Skip A Pay | $29.95 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant account | $5 | per month | None |
| Bad address | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (overdrawing an account) | $30 | per item | None |
| Return item – Non-Sufficient funds (NSF) | $30 | per item | None |
ATM & Card | |||
| ATM withdrawals2 over 6/month | $0.50 | per item | None |
| Balance inquiry made at an ATM2 | $0.30 | Not stated | None |
| Custom debit card replacement | $18 | Not stated | None |
| Debit card replacement | $8 | Not stated | None |
| Lost/stolen card | $10 | Not stated | None |
| International transaction Actual cost | $3 | Not stated | None |
Check Services | |||
| Money order | $1 | Not stated | None |
| Stop payment | $30 | Not stated | None |
| Check copy 12 free/year; then | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Returned deposit item | $25 | per item | None |
Account Services | |||
| Levy | $50 | Not stated | None |
Lending Fees | |||
| Late payment | $20 | Not stated | None |
| Late payment youth card | $15 | Not stated | None |
Other Fees | |||
| Copy of statement | $5 | Not stated | None |
| Business Line of Credit Overdraft | $15 | per item | None |
| More than three withdrawals or outgoing: Payment due date change | $25 | Not stated | None |
| Skip A Pay | $29.95 | Not stated | None |
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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