Frost Bank

Headquarters: San Antonio, Texas
Charter: Bank
Assets: $54.0B
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Frost Bank: $3.50 to $30
Frost Bank: $3.50 to $30
U.S. median: no median
Overdraft (OD)
Frost Bank: $35
Frost Bank: $35
U.S. median: no median
NSF / Returned Item
Frost Bank: No fee
Frost Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Frost Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$30
per month
Monthly Service Charge$15
per month
Monthly Service Charge$8
per month
Monthly Service Charge$5
per month
Monthly Service Charge$3.50
per month
Excess Withdrawal Fee$5
per item

Overdraft & NSF

Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means$35
per item
Non-sufficient FundsNo charge
per item
Return ItemNo charge
per item
Overdraft Protection Transfer, Each Advance from: Another deposit account Line of credit (subject to credit approval)No charge
per item
Overdraft Protection Transfer, each advance from:<br>Another deposit account<br>Line of creditNo charge
Overdraft Daily Cap$105
per day · Maximum overdraft fees per day
Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means daily maximum$105
per day

ATM & Card

Non-Frost ATMs$2

Wire Transfers

Incoming wire transfer$15
per item

Check Services

Cashier's Check$5
per item
Money Order$5
per item
Stop Payment$30
per item
Domestic Collection Item$20
per item
Foreign Collection Item$40
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$30	per month	None
Monthly Service Charge	$15	per month	None
Monthly Service Charge	$8	per month	None
Monthly Service Charge	$5	per month	None
Monthly Service Charge	$3.50	per month	None
Excess Withdrawal Fee	$5	per item	None
Overdraft & NSF
Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means	$35	per item	None
Non-sufficient Funds	No charge	per item	None
Return Item	No charge	per item	None
Overdraft Protection Transfer, Each Advance from: Another deposit account Line of credit (subject to credit approval)	No charge	per item	None
Overdraft Protection Transfer, each advance from:<br>Another deposit account<br>Line of credit	No charge	Not stated	None
Overdraft Daily Cap	$105	per day	Maximum overdraft fees per day
Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means daily maximum	$105	per day	None
ATM & Card
Non-Frost ATMs	$2	Not stated	None
Wire Transfers
Incoming wire transfer	$15	per item	None
Check Services
Cashier's Check	$5	per item	None
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Domestic Collection Item	$20	per item	None
Foreign Collection Item	$40	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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