Ornl Federal Credit Union

Headquarters: Oak Ridge, Tennessee
Charter: Credit Union
Assets: $5.0B
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ornl Federal Credit Union: $25
Ornl Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Ornl Federal Credit Union: $15
Ornl Federal Credit Union: $15
U.S. median: no median
Non-Network ATM
Ornl Federal Credit Union: $1
Ornl Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ornl Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive / Dormant Account Fee$10
per month
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address$10
per month

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$25
per item
Non-Sufficient Funds (NSF) Fee$15
per item
Overdraft Transfer Fee$1
per item

ATM & Card

Out of Network ATM Fee$1
per item
Replacement of Biometric Card$5
Replacement Visa Debit Card$15
Credit/Debit Card Rush Fee$30
per item

Wire Transfers

Wire Transfer Fee (Outgoing)$15
per item

Check Services

Cashier’s Check$5
per item
Money Order$2
Stop Payment Fee$35
per item
Check Copy$5
per item

Cash & Deposit

Coin Machine$25
Deposited Item Return Fee (audience not stated, treated as personal)$35
per item

Account Services

Notary Fee$3
Safe Deposit Box Annual Rental 10x10 (audience not stated, treated as personal)$100
per year
Safe Deposit Box Annual Rental 3x10 (audience not stated, treated as personal)$45
per year
Safe Deposit Box Annual Rental 3x5 (audience not stated, treated as personal)$35
per year
Safe Deposit Box Annual Rental 5x10 (audience not stated, treated as personal)$70
per year
Safe Deposit Box Annual Rental 5x5 (audience not stated, treated as personal)$40
per year
Safe Deposit Box Annual Rental 7x10 (audience not stated, treated as personal)$85
per year
Legal Notices/Levy Fee$100

Other Fees

Statement Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Inactive / Dormant Account Fee	$10	per month	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address	$10	per month	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$25	per item	None
Non-Sufficient Funds (NSF) Fee	$15	per item	None
Overdraft Transfer Fee	$1	per item	None
ATM & Card
Out of Network ATM Fee	$1	per item	None
Replacement of Biometric Card	$5	Not stated	None
Replacement Visa Debit Card	$15	Not stated	None
Credit/Debit Card Rush Fee	$30	per item	None
Wire Transfers
Wire Transfer Fee (Outgoing)	$15	per item	None
Check Services
Cashier’s Check	$5	per item	None
Money Order	$2	Not stated	None
Stop Payment Fee	$35	per item	None
Check Copy	$5	per item	None
Cash & Deposit
Coin Machine	$25	Not stated	None
Deposited Item Return Fee (audience not stated, treated as personal)	$35	per item	None
Account Services
Notary Fee	$3	Not stated	None
Safe Deposit Box Annual Rental 10x10 (audience not stated, treated as personal)	$100	per year	None
Safe Deposit Box Annual Rental 3x10 (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box Annual Rental 3x5 (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box Annual Rental 5x10 (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box Annual Rental 5x5 (audience not stated, treated as personal)	$40	per year	None
Safe Deposit Box Annual Rental 7x10 (audience not stated, treated as personal)	$85	per year	None
Legal Notices/Levy Fee	$100	Not stated	None
Other Fees
Statement Copy Fee	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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