City Federal Credit Union

Headquarters: Amarillo, Texas
Charter: Credit Union
Assets: $84.3M
Fed district: Dallas

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $20, its standard fee, the highest of its prices
City Federal Credit Union: $5 to $20
City Federal Credit Union: $5 to $20
U.S. median: no median
Wire Transfer (Domestic Out)
City Federal Credit Union: $15
City Federal Credit Union: $15
U.S. median: no median
Stop Payment
City Federal Credit Union: $20
City Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account fee (after 13 month)$5
per month
Monthly Inactive Account Fee (after 13 months)$5
per month
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3

Overdraft & NSF

Courtesy Pay Privilege$5
per item
Overdraft Paid Fee$20

ATM & Card

Debit Card Replacement fee$10
Foreign transactions0.8%of the transaction

Wire Transfers

Domestic Wire Outgoing$15
International Wire Outgoing$30

Check Services

Teller Check to third party$3
Stop Payment Fee (ACH/Share Draft/Teller Checks)$20

Digital & Electronic

ACH Origination (outgoing & incoming)No charge

Cash & Deposit

ACH Exception Charge back$25
Deposited Items Returned Unpaid$10

Account Services

Levy Garnishment fee$25

Other Fees

Statement Reprint Fee$5
Skip a Pay Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account fee (after 13 month)	$5	per month	None
Monthly Inactive Account Fee (after 13 months)	$5	per month	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Courtesy Pay Privilege	$5	per item	None
Overdraft Paid Fee	$20	Not stated	None
ATM & Card
Debit Card Replacement fee	$10	Not stated	None
Foreign transactions	0.8%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Outgoing	$15	Not stated	None
International Wire Outgoing	$30	Not stated	None
Check Services
Teller Check to third party	$3	Not stated	None
Stop Payment Fee (ACH/Share Draft/Teller Checks)	$20	Not stated	None
Digital & Electronic
ACH Origination (outgoing & incoming)	No charge	Not stated	None
Cash & Deposit
ACH Exception Charge back	$25	Not stated	None
Deposited Items Returned Unpaid	$10	Not stated	None
Account Services
Levy Garnishment fee	$25	Not stated	None
Other Fees
Statement Reprint Fee	$5	Not stated	None
Skip a Pay Fee	$25	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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