City Federal Credit Union

Headquarters: Amarillo, Texas
Charter: Credit Union
Assets: $84.3M
Fed district: Dallas
Regulator: NCUA

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026

How these figures are measured

Call-report figures are for City Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	City Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 12, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: City Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $20, its standard fee, the highest of its prices
City Federal Credit Union: $5 to $20
City Federal Credit Union: $5 to $20
U.S. median: no median
Wire Transfer (Domestic Out)
City Federal Credit Union: $15
City Federal Credit Union: $15
U.S. median: no median
Stop Payment
City Federal Credit Union: $20
City Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 6.7% from Q3 2025 to Q2 2026, to $42K.

Fee income, Q2 2026

$42K

$45KQ3 2025

$47KQ4 2025

$50KQ1 2026

$42KQ2 2026

Against the median

City Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

City Federal Credit Union · $84M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$82M to $86M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
City Federal Credit Union(this institution)	Amarillo, TX	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Mississippi Federal Credit Union	Meridian, MS	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Armstrong Associates Federal Credit Union	Ford City, PA	$82M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
California Community Federal Credit Union	Sacramento, CA	$83M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Credit Union For Robertson County	Springfield, TN	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Curis Financial Federal Credit Union	Columbia, SC	$84M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Dakota Plains Federal Credit Union	Lemmon, SD	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Dynamic Federal Credit Union	Celina, OH	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Great Meadow Federal Credit Union	Hudson Falls, NY	$84M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Limestone Financial Federal Credit Union	Manistique, MI	$83M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Lower East Side People'S Federal Credit Union	New York, NY	$85M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Memorial Federal Credit Union	Houston, TX	$84M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Metro Medical Federal Credit Union	Dallas, TX	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Ou Federal Credit Union	Norman, OK	$83M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Postel Family Federal Credit Union	Wichita Falls, TX	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Power Co-Op Employees Federal Credit Union	Humboldt, IA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Primesource Federal Credit Union	Spokane, WA	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Revity Federal Credit Union	Greensboro, NC	$83M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Rva Financial Federal Credit Union	Richmond, VA	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sabattus Regional Federal Credit Union	Sabattus, ME	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
South Central Federal Credit Union	Jackson, MI	$85M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Police Credit Union Inc.	Meriden, CT	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Technicolor Federal Credit Union	Burbank, CA	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Triboro Postal Federal Credit Union	Flushing, NY	$84M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Union Building Trades Federal Credit Union	Parsippany, NJ	$86M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Volt Federal Credit Union	Springfield, MO	$86M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

City Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

City Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

City Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for City Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $42K
vs prior quarter: −$8K−16.0%; from Q1 2026
vs a year earlier: +$46K; from Q2 2025
vs start of range: −$52K−55.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: City Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$42K	−$8K	−16.0%
Q1 2026	$50K	+$3K	+6.4%
Q4 2025	$47K	+$2K	+4.4%
Q3 2025	$45K	+$49K
Q2 2025	-$4K	−$110K
Q1 2025	$106K	+$10K	+10.4%
Q4 2024	$96K	+$2K	+2.1%
Q3 2024	$94K	−$1K	−1.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account fee (after 13 month)$5
per month
Monthly Inactive Account Fee (after 13 months)$5
per month
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3

Overdraft & NSF

Courtesy Pay Privilege$5
per item
Overdraft Paid Fee$20

ATM & Card

Debit Card Replacement fee$10
Foreign transactions0.8%of the transaction

Wire Transfers

Domestic Wire Outgoing$15
International Wire Outgoing$30

Check Services

Teller Check to third party$3
Stop Payment Fee (ACH/Share Draft/Teller Checks)$20

Digital & Electronic

ACH Origination (outgoing & incoming)No charge

Cash & Deposit

ACH Exception Charge back$25
Deposited Items Returned Unpaid$10

Account Services

Levy Garnishment fee$25

Other Fees

Statement Reprint Fee$5
Skip a Pay Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account fee (after 13 month)	$5	per month	None
Monthly Inactive Account Fee (after 13 months)	$5	per month	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Courtesy Pay Privilege	$5	per item	None
Overdraft Paid Fee	$20	Not stated	None
ATM & Card
Debit Card Replacement fee	$10	Not stated	None
Foreign transactions	0.8%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Outgoing	$15	Not stated	None
International Wire Outgoing	$30	Not stated	None
Check Services
Teller Check to third party	$3	Not stated	None
Stop Payment Fee (ACH/Share Draft/Teller Checks)	$20	Not stated	None
Digital & Electronic
ACH Origination (outgoing & incoming)	No charge	Not stated	None
Cash & Deposit
ACH Exception Charge back	$25	Not stated	None
Deposited Items Returned Unpaid	$10	Not stated	None
Account Services
Levy Garnishment fee	$25	Not stated	None
Other Fees
Statement Reprint Fee	$5	Not stated	None
Skip a Pay Fee	$25	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when City Federal Credit Union's early account closure changes in our data

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