Gulf Coast Educators Federal Credit Union

Headquarters: Pasadena, Texas
Charter: Credit Union
Assets: $1.3B
Fed district: Dallas

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking $0 · Advantage Checking $5
Compared at $2.50, the middle of its prices
Gulf Coast Educators Federal Credit Union: $0 to $5
Gulf Coast Educators Federal Credit Union: $0 to $5
U.S. median: no median
Overdraft (OD)
Gulf Coast Educators Federal Credit Union: $20
Gulf Coast Educators Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Gulf Coast Educators Federal Credit Union: $20
Gulf Coast Educators Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gulf Coast Educators Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Monthly Fee$5
per month
Basic Checking Monthly FeeNo charge
per month
Account Closing$25
Savings Account: Each Month Inactive Account$5
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee | $25.00/hour
Money Market Account: Excessive TransactionsNo charge

Overdraft & NSF

Overdraft Fee, NSF fee for check or ACH item$20
per item
Overdraft/NSF Occurrence$20
NSF fee for check or ACH item$20
per transaction
Overdraft/NSF Occurrence$20

ATM & Card

Additional/Replacement Card$5
Foreign Transaction1%of the transaction
per transaction
Foreign Transaction (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

International Wire Fee$40

Check Services

Cashier’s Check$1
Money Order$1
per item
Stop Pay Request$20
per item
Temporary Checks$2
Non-Member On-Us Check Cashing$5
Canadian Check Collection$35
Collection Fee$5
Check Copy$3

Cash & Deposit

Coin MachineNo charge
Cash Advance Fee$5
Cash Advance Fee1%of the advance ($5 minimum)
Returned Deposit Check (Self to Self)$20
Returned Deposit Check (Third Party)$5

Account Services

Notary (Members)No charge
Notary (Non-Members)$5
Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$75
Safe Deposit Box 3 x 10$25
Safe Deposit Box 3 x 5$15
Safe Deposit Box 5 x 10$40
To Drill Box$250
Not compared: Box drilling or key fee
Tax Levy Fee$25

Gift & Prepaid Cards

Visa Gift Card$3

Other Fees

Copy (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page · Copy (per page) | $0.25
Fax$1.50
International Fax$3
Statement Copy$3
Loan Refinance$50
Returned ACH Loan Payment$5
Returned Loan Payment Check$5
Skip-A-Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Monthly Fee	$5	per month	None
Basic Checking Monthly Fee	No charge	per month	None
Account Closing	$25	Not stated	None
Savings Account: Each Month Inactive Account	$5	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Research Fee \| $25.00/hour
Money Market Account: Excessive Transactions	No charge	Not stated	None
Overdraft & NSF
Overdraft Fee, NSF fee for check or ACH item	$20	per item	None
Overdraft/NSF Occurrence	$20	Not stated	None
NSF fee for check or ACH item	$20	per transaction	None
Overdraft/NSF Occurrence	$20	Not stated	None
ATM & Card
Additional/Replacement Card	$5	Not stated	None
Foreign Transaction	1%of the transaction	per transaction	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
International Wire Fee	$40	Not stated	None
Check Services
Cashier’s Check	$1	Not stated	None
Money Order	$1	per item	None
Stop Pay Request	$20	per item	None
Temporary Checks	$2	Not stated	None
Non-Member On-Us Check Cashing	$5	Not stated	None
Canadian Check Collection	$35	Not stated	None
Collection Fee	$5	Not stated	None
Check Copy	$3	Not stated	None
Cash & Deposit
Coin Machine	No charge	Not stated	None
Cash Advance Fee	$5	Not stated	None
Cash Advance Fee	1%of the advance ($5 minimum)	Not stated	None
Returned Deposit Check (Self to Self)	$20	Not stated	None
Returned Deposit Check (Third Party)	$5	Not stated	None
Account Services
Notary (Members)	No charge	Not stated	None
Notary (Non-Members)	$5	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$75	Not stated	None
Safe Deposit Box 3 x 10	$25	Not stated	None
Safe Deposit Box 3 x 5	$15	Not stated	None
Safe Deposit Box 5 x 10	$40	Not stated	None
To Drill Box	$250Not compared: Box drilling or key fee	Not stated	None
Tax Levy Fee	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3	Not stated	None
Other Fees
Copy (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	Copy (per page) \| $0.25
Fax	$1.50	Not stated	None
International Fax	$3	Not stated	None
Statement Copy	$3	Not stated	None
Loan Refinance	$50	Not stated	None
Returned ACH Loan Payment	$5	Not stated	None
Returned Loan Payment Check	$5	Not stated	None
Skip-A-Pay	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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