vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$2.50 below the New York median
At the national median$4.50 below the New York median
per month · Source
$2.50 below the national median$2.50 below the New York median
per day · Source
$12.50 below the national median$12.50 below the New York median
per item · Source
$12.50 below the national median$12.50 below the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
per item · Source
$1.50 above the national median$1.50 above the New York median
per item · Source
$1 below the national median$1 below the New York median
per item · Source
$1.50 above the national median$1.50 above the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
—
$15 above the national median$15 above the New York median
$10 above the national median$10 above the New York median
$5 above the national median$5 above the New York median
$10 below the national median$10 below the New York median
At the national median$1 below the New York median
At the national medianAt the New York median
$25 below the national median$50 below the New York median
$10 below the national median$5.50 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum balance fee for organizations | $5Within the typical range ($5–$10 nationally) | $2 below the national median$2.50 below the New York median | — | — | Source |
| Inactive account fee3: Fees incurred | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Maximum fee charged for excessive transfers in a day is | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$2.50 below the New York median | per day | — | Source |
| Over six transfers per month from a savings account: Excessive transaction fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | — | Source |
| Over six transfers per month from a savings account4: Excessive transaction fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | — | Source |
ATM & CardVerified | |||||
| Excessive non-UNFCU/Co-op/Allpoint network ATM transactions | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | — | Source |
| Excessive non-UNFCU/Co-op/Allpoint network ATM transactions | $3 | ||||
Wire TransfersVerified | |||||
| Outgoing wire transf | $40Above the typical range ($20–$25 nationally) | $15 above the national median$15 above the New York median | — | — | Source |
| Outgoing wire transfe | $35 | ||||
Check ServicesVerified | |||||
| Check printing | $1Within the typical range ($0–$15 nationally) | At the national median$1 below the New York median | — | — | Source |
Digital & ElectronicVerified | |||||
| ACH transfers | $25Within the typical range ($15–$30 nationally) | At the national medianAt the New York median | — | — | Source |
Lending FeesVerified | |||||
| More than | $300Within the typical range ($143.75–$500 nationally) | $25 below the national median$50 below the New York median | — | — | Source |
Other FeesVerified | |||||
| Express courier | $20Within the typical range ($20–$40 nationally) | $10 below the national median$5.50 below the New York median | — | — | Source |
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Headline fees published
4 of 15
Published fees
19
Under review
0
Assets
$10.7B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$10.7B
Total deposits
$9.6B
Service charge income (year to date)
$21.8M
Fee income ratio
8.6%
Return on assets
1.36%
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| $1.50 above the national median$1.50 above the New York median |
| per item |
| — |
| Source |
| Over 3 balance inquiries per month per account within the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transactio | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Over 8 withdrawals per month per account outside the US8: Excessive non-UNFCU/Co-op/Allpoint network ATM transactions | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the New York median | per item | — | Source |
| Over 8 withdrawals per month per account within the US8: Excessive non-UNFCU/Co-op/Allpoint network ATM transactions | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | — | Source |
| UNFCU ATM fees in Nairobi | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | — | — | Source |
| Foreign transaction fee | 1%of the transaction | — | — | — | Source |
| $10 above the national median$10 above the New York median |
| — |
| — |
| Source |
| Outgoing wire transfers in USD | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Outgoing wire transfers in USD | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the New York median | — | — | Source |