Security First Federal Credit Union

Headquarters: Mcallen, Texas
Charter: Credit Union
Assets: $516.6M
Fed district: Dallas
Regulator: NCUA

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Security First Federal Credit Union: $32
Security First Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Security First Federal Credit Union: $32
Security First Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Security First Federal Credit Union: $2
Security First Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Security First Federal Credit Union · $517M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$496M to $538M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Security First Federal Credit Union(this institution)	Mcallen, TX	$517M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
802 Federal Credit Union	Barre, VT	$508M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advantage Federal Credit Union	Rochester, NY	$498M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Arlington Community Federal Credit Union	Arlington, VA	$538M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carolinas Telco Federal Credit Union	Charlotte, NC	$506M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Coastlife Federal Credit Union	Corpus Christi, TX	$520M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Commonwealth One Federal Credit Union	Alexandria, VA	$502M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dirigo Federal Credit Union	Lewiston, ME	$498M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Garden Savings Federal Credit Union	Parsippany, NJ	$496M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Holy Rosary Federal Credit Union	Rochester, NH	$508M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Land Of Lincoln Federal Credit Union	Decatur, IL	$499M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Levo Federal Credit Union	Sioux Falls, SD	$516M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Memphis City Employees Federal Credit Union	Memphis, TN	$503M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid American Federal Credit Union	Wichita, KS	$532M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nizari Progressive Federal Credit Union	Sugar Land, TX	$505M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Otero Federal Credit Union	Alamogordo, NM	$535M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oucu Financial Credit Union, Inc.	Athens, OH	$527M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Peake Federal Credit Union	Towson, MD	$534M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Servu Federal Credit Union	Painted Post, NY	$529M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sunwest Federal Credit Union	Glendale, AZ	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Teg Federal Credit Union	Poughkeepsie, NY	$507M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Telcoe Federal Credit Union	Little Rock, AR	$503M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
University Federal Credit Union	Orono, ME	$538M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Valleystar Federal Credit Union	Martinsville, VA	$503M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westerly Community Federal Credit Union	Wakefield, RI	$520M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Security First Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Security First Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Security First Federal Cr…Peer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Security First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed (within 90 days of opening)$5
Dormant Account Fee$10
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (Free Plus Checking)$4
Returned Statement (invalid address)$8
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Overdraft$32
per item
Share Draft/ACH/Electronic NSF Transactions$32
per item
Overdraft Transfer from Shares/Money Mgmt$4.50
per item

ATM & Card

ATM Fee$2
Plastic Card Replacement Fee$5
per item
Credit Card Foreign Transaction (audience not stated, treated as personal)1%of the transaction

Check Services

Cashier’s Check .$5
Non-Member Cashier’s Check$15
Share Draft/ACH/Electronic Stop Payment$32
per item
Temporary Checks$4
per item · 4 per page
On-Us Non-Member Check Cashing$4
Collection Item (International & Domestic): Incoming$15
Collection Item (International & Domestic): Outgoing$60
Copy of Canceled Check$2.50
Third Party Non-Member Check Copy$2
per item

Cash & Deposit

Rolled Coin Verification$0.10
per item · Per roll
Deposited Item Returned Uncollected$12

Account Services

Notary for Non-Member Fee$10
Not compared: Charged per page; comparison unavailable
per page
Drilling Box Fee$250
Not compared: Box drilling or key fee
Lost Key$100
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
Safe Deposit Box 3x10$55
Safe Deposit Box 3x5$35
per year
Safe Deposit Box 5x10$70
Verification of Deposits (Call Center/Branch)$10

Lending Fees

Credit Card Late Fee$25

Retirement & IRA

IRA Transfer Fee (IRA Club)$25
per item

Gift & Prepaid Cards

Visa Gift Card$3.95
one time
Visa Travel Card Reload$4.95

Other Fees

Statement Reprint Fee$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed (within 90 days of opening)	$5	Not stated	None
Dormant Account Fee	$10	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (Free Plus Checking)	$4	Not stated	None
Returned Statement (invalid address)	$8Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Overdraft	$32	per item	None
Share Draft/ACH/Electronic NSF Transactions	$32	per item	None
Overdraft Transfer from Shares/Money Mgmt	$4.50	per item	None
ATM & Card
ATM Fee	$2	Not stated	None
Plastic Card Replacement Fee	$5	per item	None
Credit Card Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Cashier’s Check .	$5	Not stated	None
Non-Member Cashier’s Check	$15	Not stated	None
Share Draft/ACH/Electronic Stop Payment	$32	per item	None
Temporary Checks	$4	per item	4 per page
On-Us Non-Member Check Cashing	$4	Not stated	None
Collection Item (International & Domestic): Incoming	$15	Not stated	None
Collection Item (International & Domestic): Outgoing	$60	Not stated	None
Copy of Canceled Check	$2.50	Not stated	None
Third Party Non-Member Check Copy	$2	per item	None
Cash & Deposit
Rolled Coin Verification	$0.10	per item	Per roll
Deposited Item Returned Uncollected	$12	Not stated	None
Account Services
Notary for Non-Member Fee	$10Not compared: Charged per page; comparison unavailable	per page	None
Drilling Box Fee	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	Not stated	None
Safe Deposit Box 3x10	$55	Not stated	None
Safe Deposit Box 3x5	$35	per year	None
Safe Deposit Box 5x10	$70	Not stated	None
Verification of Deposits (Call Center/Branch)	$10	Not stated	None
Lending Fees
Credit Card Late Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer Fee (IRA Club)	$25	per item	None
Gift & Prepaid Cards
Visa Gift Card	$3.95	one time	None
Visa Travel Card Reload	$4.95	Not stated	None
Other Fees
Statement Reprint Fee	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Security First Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Security First Federal Credit Union: $32
Security First Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Security First Federal Credit Union: $32
Security First Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Security First Federal Credit Union: $2
Security First Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Security First Federal Credit Union · $517M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$496M to $538M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Security First Federal Credit Union(this institution)	Mcallen, TX	$517M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
802 Federal Credit Union	Barre, VT	$508M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advantage Federal Credit Union	Rochester, NY	$498M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Arlington Community Federal Credit Union	Arlington, VA	$538M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carolinas Telco Federal Credit Union	Charlotte, NC	$506M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Coastlife Federal Credit Union	Corpus Christi, TX	$520M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Commonwealth One Federal Credit Union	Alexandria, VA	$502M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dirigo Federal Credit Union	Lewiston, ME	$498M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Garden Savings Federal Credit Union	Parsippany, NJ	$496M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Holy Rosary Federal Credit Union	Rochester, NH	$508M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Land Of Lincoln Federal Credit Union	Decatur, IL	$499M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Levo Federal Credit Union	Sioux Falls, SD	$516M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Memphis City Employees Federal Credit Union	Memphis, TN	$503M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid American Federal Credit Union	Wichita, KS	$532M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nizari Progressive Federal Credit Union	Sugar Land, TX	$505M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Otero Federal Credit Union	Alamogordo, NM	$535M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oucu Financial Credit Union, Inc.	Athens, OH	$527M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Peake Federal Credit Union	Towson, MD	$534M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Servu Federal Credit Union	Painted Post, NY	$529M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sunwest Federal Credit Union	Glendale, AZ	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Teg Federal Credit Union	Poughkeepsie, NY	$507M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Telcoe Federal Credit Union	Little Rock, AR	$503M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
University Federal Credit Union	Orono, ME	$538M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Valleystar Federal Credit Union	Martinsville, VA	$503M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westerly Community Federal Credit Union	Wakefield, RI	$520M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Security First Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Security First Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Security First Federal Cr…Peer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Security First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed (within 90 days of opening)$5
Dormant Account Fee$10
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (Free Plus Checking)$4
Returned Statement (invalid address)$8
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Overdraft$32
per item
Share Draft/ACH/Electronic NSF Transactions$32
per item
Overdraft Transfer from Shares/Money Mgmt$4.50
per item

ATM & Card

ATM Fee$2
Plastic Card Replacement Fee$5
per item
Credit Card Foreign Transaction (audience not stated, treated as personal)1%of the transaction

Check Services

Cashier’s Check .$5
Non-Member Cashier’s Check$15
Share Draft/ACH/Electronic Stop Payment$32
per item
Temporary Checks$4
per item · 4 per page
On-Us Non-Member Check Cashing$4
Collection Item (International & Domestic): Incoming$15
Collection Item (International & Domestic): Outgoing$60
Copy of Canceled Check$2.50
Third Party Non-Member Check Copy$2
per item

Cash & Deposit

Rolled Coin Verification$0.10
per item · Per roll
Deposited Item Returned Uncollected$12

Account Services

Notary for Non-Member Fee$10
Not compared: Charged per page; comparison unavailable
per page
Drilling Box Fee$250
Not compared: Box drilling or key fee
Lost Key$100
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
Safe Deposit Box 3x10$55
Safe Deposit Box 3x5$35
per year
Safe Deposit Box 5x10$70
Verification of Deposits (Call Center/Branch)$10

Lending Fees

Credit Card Late Fee$25

Retirement & IRA

IRA Transfer Fee (IRA Club)$25
per item

Gift & Prepaid Cards

Visa Gift Card$3.95
one time
Visa Travel Card Reload$4.95

Other Fees

Statement Reprint Fee$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed (within 90 days of opening)	$5	Not stated	None
Dormant Account Fee	$10	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (Free Plus Checking)	$4	Not stated	None
Returned Statement (invalid address)	$8Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Overdraft	$32	per item	None
Share Draft/ACH/Electronic NSF Transactions	$32	per item	None
Overdraft Transfer from Shares/Money Mgmt	$4.50	per item	None
ATM & Card
ATM Fee	$2	Not stated	None
Plastic Card Replacement Fee	$5	per item	None
Credit Card Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Cashier’s Check .	$5	Not stated	None
Non-Member Cashier’s Check	$15	Not stated	None
Share Draft/ACH/Electronic Stop Payment	$32	per item	None
Temporary Checks	$4	per item	4 per page
On-Us Non-Member Check Cashing	$4	Not stated	None
Collection Item (International & Domestic): Incoming	$15	Not stated	None
Collection Item (International & Domestic): Outgoing	$60	Not stated	None
Copy of Canceled Check	$2.50	Not stated	None
Third Party Non-Member Check Copy	$2	per item	None
Cash & Deposit
Rolled Coin Verification	$0.10	per item	Per roll
Deposited Item Returned Uncollected	$12	Not stated	None
Account Services
Notary for Non-Member Fee	$10Not compared: Charged per page; comparison unavailable	per page	None
Drilling Box Fee	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	Not stated	None
Safe Deposit Box 3x10	$55	Not stated	None
Safe Deposit Box 3x5	$35	per year	None
Safe Deposit Box 5x10	$70	Not stated	None
Verification of Deposits (Call Center/Branch)	$10	Not stated	None
Lending Fees
Credit Card Late Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer Fee (IRA Club)	$25	per item	None
Gift & Prepaid Cards
Visa Gift Card	$3.95	one time	None
Visa Travel Card Reload	$4.95	Not stated	None
Other Fees
Statement Reprint Fee	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.