Texas People Federal Credit Union

Headquarters: Fort Worth, Texas
Charter: Credit Union
Assets: $24.3M
Fed district: Dallas

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Texas People Federal Credit Union: $35
Texas People Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Texas People Federal Credit Union: $35
Texas People Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Texas People Federal Credit Union: $1
Texas People Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Texas People Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closing Account Fee (within 1 year of account opening)$20
Dormant Account (inactivity over 1 year)$10
Not compared: Quarterly charge, not monthly
per quarter
Dormant Account Disposal Fee (final unclaimed property)$25
Account Reconciliation and Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail (Incorrect address; per account)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay (paid up to $300)$35
per item
Return Check Fee/1st Party (Payable to member)$35
per item
Overdraft Transfer Service$3
per item

ATM & Card

ATM Transaction Fee (non-credit union)$1
per item
ATM/Debit Card Replacement$8
per item
ATM/Debit Card Replacement (Rush)$50
per item
Foreign Transaction1%of the transaction
per transaction

Wire Transfers

Outgoing Wire (Domestic)$20
per item
Incoming Wire$10
per item
Outgoing Wire (International)$50
per item

Check Services

Cashier’s Check$5
per item
Money Orders – up$5
per item
Stop Payment (Checks & ACH Originations)$35
per item
Temporary Checks$2
Check Cashing (if balance is under $100)$3
per item
Non-Member On-Us Check Cashing (audience not stated, treated as personal)2%
Non-Member On-Us Check Cashing2%
Copy of Paid Share Draft Check$5
per item

Digital & Electronic

ACH Origination Return$35
per item

Cash & Deposit

Cash Advance$5
per item
Cash Advance1%of the advance ($2 minimum, $25 maximum)

Account Services

Non-Member Notary$5

Lending Fees

Late Payment5%($15 minimum, $25 maximum)

Other Fees

Copy of Paid Credit Union Issued Check$5
per item
Copy of Statements – Monthly or Quarterly$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Closing Account Fee (within 1 year of account opening)	$20	Not stated	None
Dormant Account (inactivity over 1 year)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Dormant Account Disposal Fee (final unclaimed property)	$25	Not stated	None
Account Reconciliation and Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail (Incorrect address; per account)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay (paid up to $300)	$35	per item	None
Return Check Fee/1st Party (Payable to member)	$35	per item	None
Overdraft Transfer Service	$3	per item	None
ATM & Card
ATM Transaction Fee (non-credit union)	$1	per item	None
ATM/Debit Card Replacement	$8	per item	None
ATM/Debit Card Replacement (Rush)	$50	per item	None
Foreign Transaction	1%of the transaction	per transaction	None
Wire Transfers
Outgoing Wire (Domestic)	$20	per item	None
Incoming Wire	$10	per item	None
Outgoing Wire (International)	$50	per item	None
Check Services
Cashier’s Check	$5	per item	None
Money Orders – up	$5	per item	None
Stop Payment (Checks & ACH Originations)	$35	per item	None
Temporary Checks	$2	Not stated	None
Check Cashing (if balance is under $100)	$3	per item	None
Non-Member On-Us Check Cashing (audience not stated, treated as personal)	2%	Not stated	None
Non-Member On-Us Check Cashing	2%	Not stated	None
Copy of Paid Share Draft Check	$5	per item	None
Digital & Electronic
ACH Origination Return	$35	per item	None
Cash & Deposit
Cash Advance	$5	per item	None
Cash Advance	1%of the advance ($2 minimum, $25 maximum)	Not stated	None
Account Services
Non-Member Notary	$5	Not stated	None
Lending Fees
Late Payment	5%($15 minimum, $25 maximum)	Not stated	None
Other Fees
Copy of Paid Credit Union Issued Check	$5	per item	None
Copy of Statements – Monthly or Quarterly	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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