Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Grand Trunk Battle Creek Emp Federal Credit Union

Battle Creek, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=account_research; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Account Balancing Assistance $15.00 per hour" · Source

Close Account$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=early_closure; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Close Account $20.00 if closed within first year" · Source

Dormant Account$20

$15 above the national median

Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=dormant_account; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Dormant Account $20.00 per quarter" · Source

Paper Statements$1

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=paper_statement; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Paper Statements $1.00 per month per account*" · Source

Overdraft & NSFVerified

Non-Sufficient Funds Item$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=nsf; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Non-Sufficient Funds Item $25.00 per representment" · Source
Overdraft, per item$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=overdraft; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Overdraft, per item $25.00 each" · Source

ATM & CardVerified

Debit, ATM, VISA Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=card_replacement; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Debit, ATM, VISA Replacement Card $10.00" · Source

Wire TransfersVerified

Wire Transfers: Incoming$5Below the typical range ($7.75–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=wire_domestic_incoming; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Incoming $5.00 each" · Source

Check ServicesVerified

Cashier’s or Certified Checks$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=cashiers_check; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Cashier’s or Certified Checks $3.00 each" · Source
Check Cashing$3Below the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=check_cashing; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Check Cashing** / $3.00 with minimum of $100 in savings" · Source
Draft/Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=check_image; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Draft/Check Copy $5.00 each" · Source
Money Orders$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=money_order; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Money Orders $2.00 each" · Source
Stop Payments$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=stop_payment; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Stop Payments $25.00 each" · Source

Cash & DepositVerified

Deposited Item Returned Unpaid$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=deposited_item_return; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Deposited Item Returned Unpaid $30.00 each" · Source

Account ServicesVerified

Garnishments and Levy’s$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=garnishment_levy; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Garnishments and Levy’s $75.00" · Source
Notary (Non-member)$20Above the typical range ($0–$5 nationally)
$17.50 above the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=notary_fee; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Notary (Non-member) $20.00" · Source

Retirement & IRAVerified

IRA Transfer or Closure$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=ira_termination; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="IRA Transfer or Closure $25.00" · Source

Other FeesVerified

Overnight Mail$45Above the typical range ($19.95–$42.50 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=courier_delivery; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Overnight Mail $45.00" · Source
Overnight Mail – Out of State$60Above the typical range ($19.95–$42.50 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=courier_delivery; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Overnight Mail – Out of State $60.00" · Source
Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=document_reproduction; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Statement Copy $3.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=account_research; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Account Balancing Assistance $15.00 per hour"	Source
Close Account	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=early_closure; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Close Account $20.00 if closed within first year"	Source
Dormant Account	$20Above the typical range ($5–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=dormant_account; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Dormant Account $20.00 per quarter"	Source
Paper Statements	$1Below the typical range ($2–$5 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=paper_statement; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Paper Statements $1.00 per month per account*"	Source
Overdraft & NSFVerified
Non-Sufficient Funds Item	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=nsf; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Non-Sufficient Funds Item $25.00 per representment"	Source
Overdraft, per item
ATM & CardVerified
Debit, ATM, VISA Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=card_replacement; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Debit, ATM, VISA Replacement Card $10.00"	Source
Wire TransfersVerified
Wire Transfers: Incoming	$5Below the typical range ($7.75–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=wire_domestic_incoming; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Incoming $5.00 each"	Source
Check ServicesVerified
Cashier’s or Certified Checks	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=cashiers_check; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Cashier’s or Certified Checks $3.00 each"	Source
Check Cashing
Cash & DepositVerified
Deposited Item Returned Unpaid	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=deposited_item_return; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Deposited Item Returned Unpaid $30.00 each"	Source
Account ServicesVerified
Garnishments and Levy’s	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=garnishment_levy; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Garnishments and Levy’s $75.00"	Source
Notary (Non-member)
Retirement & IRAVerified
IRA Transfer or Closure	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=ira_termination; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="IRA Transfer or Closure $25.00"	Source
Other FeesVerified
Overnight Mail	$45Above the typical range ($19.95–$42.50 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #4661. canonical_hint=courier_delivery; text_hash=d68d160fee6d04df356786acb4ee802ed706b85d3df1aaf2d519f8e642d4a101; excerpt="Overnight Mail $45.00"	Source
Overnight Mail – Out of State

Fee change alerts

Get an email when Grand Trunk Battle Creek Emp Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Grand Trunk Battle Creek Emp Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$39.7M

Work at Grand Trunk Battle Creek Emp Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$39.7M

Total deposits

$31.3M

Service charge income (year to date)

$61K

Fee income ratio

4.8%

Return on assets

0.97%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing