Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Downriver Community Federal Credit Union

Ecorse, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$3Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay$33Above the typical range ($25–$32 nationally)
$3 above the national median
Source
Non-Sufficient Funds (NSF)$33Above the typical range ($25–$31 nationally)
$3 above the national median
Source

Wire TransfersVerified

Wire Transfer - Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Transfer - Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashiers Check (under )$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Source
Money Order$1.50Below the typical range ($1.75–$3 nationally)
$0.50 below the national median
Source
Stop Payment$33Above the typical range ($20–$30 nationally)
$7 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Minimum Balance Fee	$5Within the typical range ($3–$10 nationally)	At the national median	—	—	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Research Fee	$50Above the typical range ($20–$25 nationally)	$25 above the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay	$33Above the typical range ($25–$32 nationally)	$3 above the national median	—	—	Source
Non-Sufficient Funds (NSF)	$33Above the typical range ($25–$31 nationally)
ATM & CardVerified
ATM Withdrawals (Out of Network)	$3Above the typical range ($1–$2.50 nationally)	$1.25 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfer - Incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Transfer - Outgoing	$20
Check ServicesVerified
Cashiers Check (under )	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	—	—	Source
Money Order	$1.50
Account ServicesVerified
Levies/Garnishments	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$3Within the typical range ($3–$4.45 nationally)	$0.50 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 14 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$193.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$193.2M

Total deposits

$180.8M

Service charge income (year to date)

$745K

Fee income ratio

14.3%

Return on assets

0.49%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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