20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Apply Online for an Account $3 · Rise Checking $5 · Account Opening and Usage $10 · UChoose Checking Rewards $10
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Sunrise Banks, National Association · $2.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Sunrise Banks, National Association(this institution) | Sioux Falls, SD | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| ANB Bank | Denver, CO | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Avidia Bank | Hudson, MA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank Independent | Sheffield, AL | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| BayCoast Bank | Swansea, MA | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Cedar Rapids Bank and Trust Company | Cedar Rapids, IA | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Cornerstone Bank | York, NE | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Emprise Bank | Wichita, KS | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| FCB Banks | Collinsville, IL | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Federal Savings and Loan Association of Lakewood | Lakewood, OH | $2.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Home Federal Bank of Tennessee | Knoxville, TN | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| INB, National Association | Springfield, IL | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Industrial and Commercial Bank of China USA, National Association | New York, NY | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Ion Bank | Naugatuck, CT | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Machias Savings Bank | Machias, ME | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Merchants Bank, National Association | Winona, MN | $2.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Minnwest Bank | Redwood Falls, MN | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| National Exchange Bank and Trust | Fond du Lac, WI | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| NEXTIER BANK, NATIONAL ASSOCIATION | Kittanning, PA | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Shore Bank | Brookfield, WI | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Community Bank | Oregon, WI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Open Bank | Los Angeles, CA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Quad City Bank and Trust Company | Bettendorf, IA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| State Bank of Southern Utah | Cedar City, UT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Wayne Bank | Honesdale, PA | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Westfield Bank | Westfield, MA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its four prices, against a peer median of $8 among 12 publishing peers.
Its four checking prices are $3, $5, $10 and $10.
$7.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Sunrise Banks, National Association’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance fee | $10 | per month | waived if you have direct deposit each statement cycle into this account |
| Monthly Maintenance | $10 | per month | None |
| Monthly Maintenance Fee | $3 | per month | None |
| Rise Checking Monthly Maintenance Fee | $5 | per month | None |
| Account Closure if within 6 months | $15 | Not stated | None |
| Account Inactivity Fee | $5 | per month | None |
| Checking Account Inactivity Fee | $5 | per month | None |
| Mailed Account Statement | $5 | per month | None |
| Monthly Paper Statement Fee | $4.95 | per month | None |
| Paper Statements are the default for all accounts. The | $2 | Not stated | None |
| Paper Statements are the default for all accounts. The | $1.50 | Not stated | None |
| Paper Statements are the default for all accounts. The | $4.95 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Paid Item Fee | $35 | per item | None |
| Returned Item Nonsufficient Funds (NSF) Charge | $35 | per item | None |
ATM & Card | |||
| ATM/Check Card Replacement | $5 | per item | None |
Wire Transfers | |||
| Domestic Wires: Outgoing | $25 | Not stated | None |
| Domestic Wires: Incoming | $10 | Not stated | None |
| Foreign Wires: Outgoing | $45 | Not stated | None |
Check Services | |||
| Cashier’s Check Reissuance/Indemnity | $25 | Not stated | None |
| Cashier’s Checks | $5 | per item | None |
| Money Orders | $3 | per item | None |
| Online Banking Stop Payment | $10 | per item | None |
| Stop Payment | $25 | per item | None |
| Canadian Item Deposited | $5 | per item | None |
| Collection Item, Incoming and Outgoing | $35 | Not stated | None |
| Copies of Checks | $0.50Not compared: Charged per page; comparison unavailable | per page | None |
Cash & Deposit | |||
| Coin Counting (non-customer) (audience not stated, treated as personal) | 10% | Not stated | None |
| Returned Deposited Item Fee | $4 | per item | None |
Account Services | |||
| Late Payment | 10% | per year | None |
| Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10″x10″ (audience not stated, treated as personal) | $190 | Not stated | None |
| Safe Deposit Box 10″x10″ (audience not stated, treated as personal) | $150 | Not stated | None |
| Safe Deposit Box 2″x5″ (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 3″x10″ (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 5″x10″ (audience not stated, treated as personal) | $80 | Not stated | None |
| Safe Deposit Box 5″x10″ (audience not stated, treated as personal) | $110 | Not stated | None |
| Safe Deposit Box 5″x5″ (audience not stated, treated as personal) | $45 | Not stated | None |
| Garnishment/Levy Execution | $50 | Not stated | None |
| Account Verification Letters | $5 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $3 | Not stated | None |
Other Fees | |||
| Account Statement Printout | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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