Sunrise Banks, National Association

Headquarters: Sioux Falls, South Dakota
Charter: Bank
Assets: $2.8B
Fed district: Minneapolis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Apply Online for an Account $3 · Rise Checking $5 · Account Opening and Usage $10 · UChoose Checking Rewards $10
Compared at $7.50, the middle of its prices
Sunrise Banks, National Association: $3 to $10
Sunrise Banks, National Association: $3 to $10
U.S. median: no median
Overdraft (OD)
Sunrise Banks, National Association: $35
Sunrise Banks, National Association: $35
U.S. median: no median
NSF / Returned Item
Sunrise Banks, National Association: $35
Sunrise Banks, National Association: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sunrise Banks, National Association’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$10
per month · waived if you have direct deposit each statement cycle into this account
Monthly Maintenance$10
per month
Monthly Maintenance Fee$3
per month
Rise Checking Monthly Maintenance Fee$5
per month
Account Closure if within 6 months$15
Account Inactivity Fee$5
per month
Checking Account Inactivity Fee$5
per month
Mailed Account Statement$5
per month
Monthly Paper Statement Fee$4.95
per month
Paper Statements are the default for all accounts. The$2
Paper Statements are the default for all accounts. The$1.50
Paper Statements are the default for all accounts. The$4.95

Overdraft & NSF

Overdraft Paid Item Fee$35
per item
Returned Item Nonsufficient Funds (NSF) Charge$35
per item

ATM & Card

ATM/Check Card Replacement$5
per item

Wire Transfers

Domestic Wires: Outgoing$25
Domestic Wires: Incoming$10
Foreign Wires: Outgoing$45

Check Services

Cashier’s Check Reissuance/Indemnity$25
Cashier’s Checks$5
per item
Money Orders$3
per item
Online Banking Stop Payment$10
per item
Stop Payment$25
per item
Canadian Item Deposited$5
per item
Collection Item, Incoming and Outgoing$35
Copies of Checks$0.50
Not compared: Charged per page; comparison unavailable
per page

Cash & Deposit

Coin Counting (non-customer) (audience not stated, treated as personal)10%
Returned Deposited Item Fee$4
per item

Account Services

Late Payment10%
per year
Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10″x10″ (audience not stated, treated as personal)$190
Safe Deposit Box 10″x10″ (audience not stated, treated as personal)$150
Safe Deposit Box 2″x5″ (audience not stated, treated as personal)$30
Safe Deposit Box 3″x10″ (audience not stated, treated as personal)$55
Safe Deposit Box 5″x10″ (audience not stated, treated as personal)$80
Safe Deposit Box 5″x10″ (audience not stated, treated as personal)$110
Safe Deposit Box 5″x5″ (audience not stated, treated as personal)$45
Garnishment/Levy Execution$50
Account Verification Letters$5

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Account Statement Printout$5

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$10	per month	waived if you have direct deposit each statement cycle into this account
Monthly Maintenance	$10	per month	None
Monthly Maintenance Fee	$3	per month	None
Rise Checking Monthly Maintenance Fee	$5	per month	None
Account Closure if within 6 months	$15	Not stated	None
Account Inactivity Fee	$5	per month	None
Checking Account Inactivity Fee	$5	per month	None
Mailed Account Statement	$5	per month	None
Monthly Paper Statement Fee	$4.95	per month	None
Paper Statements are the default for all accounts. The	$2	Not stated	None
Paper Statements are the default for all accounts. The	$1.50	Not stated	None
Paper Statements are the default for all accounts. The	$4.95	Not stated	None
Overdraft & NSF
Overdraft Paid Item Fee	$35	per item	None
Returned Item Nonsufficient Funds (NSF) Charge	$35	per item	None
ATM & Card
ATM/Check Card Replacement	$5	per item	None
Wire Transfers
Domestic Wires: Outgoing	$25	Not stated	None
Domestic Wires: Incoming	$10	Not stated	None
Foreign Wires: Outgoing	$45	Not stated	None
Check Services
Cashier’s Check Reissuance/Indemnity	$25	Not stated	None
Cashier’s Checks	$5	per item	None
Money Orders	$3	per item	None
Online Banking Stop Payment	$10	per item	None
Stop Payment	$25	per item	None
Canadian Item Deposited	$5	per item	None
Collection Item, Incoming and Outgoing	$35	Not stated	None
Copies of Checks	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Cash & Deposit
Coin Counting (non-customer) (audience not stated, treated as personal)	10%	Not stated	None
Returned Deposited Item Fee	$4	per item	None
Account Services
Late Payment	10%	per year	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10″x10″ (audience not stated, treated as personal)	$190	Not stated	None
Safe Deposit Box 10″x10″ (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 2″x5″ (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3″x10″ (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 5″x10″ (audience not stated, treated as personal)	$80	Not stated	None
Safe Deposit Box 5″x10″ (audience not stated, treated as personal)	$110	Not stated	None
Safe Deposit Box 5″x5″ (audience not stated, treated as personal)	$45	Not stated	None
Garnishment/Levy Execution	$50	Not stated	None
Account Verification Letters	$5	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Account Statement Printout	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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